COFS
ChoiceOne Financial Services Inc
NASDAQ: COFS · FINANCIAL SERVICES · BANKS - REGIONAL
$31.16
+1.00% today
Updated 2026-05-06
Market cap
$457.78M
P/E ratio
7.25
P/S ratio
2.68x
EPS (TTM)
$4.22
Dividend yield
3.80%
52W range
$26 – $35
Volume
0.1M
ChoiceOne Financial Services Inc (COFS) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $-7.17M | $6.51M | $7.23M | $9.23M | $9.22M | $12.54M | $9.64M | $10.36M | $7.47M | $3.98M | $10.93M | $8.09M | $9.96M | $9.20M | $8.48M | $37.70M | $45.02M | $46.48M | $48.65M | $20.65M |
| Capital expenditures | $301000.00 | $528000.00 | $764000.00 | $816000.00 | $1.51M | $499000.00 | $921000.00 | $801000.00 | $786000.00 | $1.04M | $1.82M | $1.66M | $4.21M | $766000.00 | $1.85M | $2.76M | $1.16M | $4.23M | $1.71M | $6.63M |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Stock-based comp | — | — | $45000.00 | $33000.00 | $26000.00 | $15000.00 | $11000.00 | $22000.00 | $60000.00 | $118000.00 | $380000.00 | $317000.00 | $344000.00 | $373000.00 | $512000.00 | $812000.00 | $958000.00 | $1.00M | $720000.00 | $883000.00 |
| Free cash flow | $-7.47M | $5.99M | $6.47M | $8.42M | $7.71M | $12.05M | $8.72M | $9.56M | $6.69M | $2.94M | $9.11M | $6.43M | $5.75M | $8.44M | $6.63M | $34.94M | $43.85M | $42.25M | $46.94M | $14.03M |
| Investing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Financing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends paid | $1.40M | $2.20M | $2.20M | $1.56M | $1.57M | $1.58M | $1.65M | $1.78M | $1.95M | $2.17M | $2.23M | $2.32M | $2.58M | $5.82M | $6.17M | $7.20M | $7.58M | $7.91M | $9.01M | $16.95M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | — | — | $1.91M | — | — | $0.00 | $0.00 | $0.00 | $-17.15M | $39.87M | $19.96M | $-47.63M | $12.06M | — | — | — |