COFS
ChoiceOne Financial Services Inc
NASDAQ: COFS · FINANCIAL SERVICES · BANKS - REGIONAL
$31.16
+1.00% today
Updated 2026-05-06
Market cap
$457.78M
P/E ratio
7.25
P/S ratio
2.68x
EPS (TTM)
$4.22
Dividend yield
3.80%
52W range
$26 – $35
Volume
0.1M
ChoiceOne Financial Services Inc (COFS) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+9.7%
Last 4 quarters
Revenue YoY growth
+31.7%
Most recent quarter
EPS YoY growth
+5.8%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+3.7%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
+10.8%
2025-10-24
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-24 | $0.91 | +7.1% | $30.18 | $30.15 | -0.1% |
| 2026-01-30 | $0.92 | +2.2% | $29.56 | $29.65 | +0.3% |
| 2025-10-24 | $0.97 | +12.8% | $27.43 | $30.39 | +10.8% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.85 | $0.91 | +7.1% | $59.09M | +31.7% |
| 2025-12-31 | $0.90 | $0.92 | +2.2% | $60.47M | +67.8% |
| 2025-09-30 | $0.86 | $0.97 | +12.8% | $61.84M | +69.2% |
| 2025-06-30 | $0.78 | $0.91 | +16.7% | $60.43M | +77.6% |
| 2025-03-31 | $0.76 | $0.86 | +13.2% | $44.88M | +38.2% |
| 2024-12-31 | $0.84 | $0.83 | -1.2% | $36.03M | +12.6% |
| 2024-09-30 | $0.74 | $0.93 | +25.7% | $36.56M | +21.8% |
| 2024-06-30 | $0.76 | $0.87 | +14.5% | $34.03M | +27.0% |
| 2024-03-31 | $0.59 | $0.74 | +25.4% | $32.48M | — |
| 2023-12-31 | $0.64 | $0.70 | +9.4% | $32.01M | — |
| 2023-09-30 | $0.67 | $0.68 | +1.5% | $30.01M | — |
| 2023-06-30 | $0.71 | $0.69 | -2.8% | $26.80M | — |
Frequently asked questions
Has ChoiceOne Financial Services Inc beaten earnings estimates?
ChoiceOne Financial Services Inc has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +9.7% over the last 4 quarters.
How does COFS stock react to earnings?
COFS stock has moved an average of +3.7% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is ChoiceOne Financial Services Inc's revenue growth rate?
ChoiceOne Financial Services Inc reported year-over-year revenue growth of +31.7% in its most recent quarter, with EPS growing +5.8% year-over-year.