CNF
CNFinance Holdings Ltd
NYSE: CNF · FINANCIAL SERVICES · MORTGAGE FINANCE
$3.00
+0.95% today
Updated 2026-06-05
Market cap
$53.10M
P/E ratio
—
P/S ratio
0.05x
EPS (TTM)
$-10.05
Dividend yield
—
52W range
$2 – $9
Volume
0.0M
WallStSmart proprietary scores
42
out of 100
Grade: D
Sell
Investment rating
2.0
Growth
F4.0
Quality
C4.5
Profitability
C5.0
Valuation
C+5/9
Piotroski F-Score
Moderate
0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$20.77
+592.33%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Free cash flow $78.68M — positive
Risks
- Altman Z 0.52 — distress zone
- Thin margins at 0.00%
- Revenue declining -75.10% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.84B | $1.84B | $1.60B | $625.95M | $-401.75M |
| Net income | $135.35M | $164.62M | $37.78M | $-457.58M | $-457.58M |
| EPS | — | — | — | — | $-10.05 |
| Free cash flow | $829.36M | $1.59B | $749.28M | $78.68M | $78.68M |
| Profit margin | 7.34% | 8.96% | 2.36% | -73.10% | — |
Peer comparison
Smart narrative
CNFinance Holdings Ltd trades at $3.00. Our Smart Value Score of 42/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.52, it sits in the distress. TTM revenue stands at $-401.75M.
Frequently asked questions
What is CNFinance Holdings Ltd's stock price?
CNFinance Holdings Ltd (CNF) trades at $3.00, on a P/S of 0.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is CNFinance Holdings Ltd overvalued?
CNFinance Holdings Ltd carries a Smart Value Score of 42/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of CNFinance Holdings Ltd (CNF)?
The 12-month analyst consensus target is $20.77, about 592.3% above the current $3.00. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is CNFinance Holdings Ltd's revenue?
CNFinance Holdings Ltd's trailing twelve-month revenue is $-401.75M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
CNFinance Holdings Ltd's Altman Z-Score is 0.52, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryMORTGAGE FINANCE
CountryChina
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.05x
ROE-1.55%
Beta-0.19
50D MA$3.22
200D MA$4.51
Shares out0.01B
Float1.21B
Short ratio—
Avg volume0.0M
Performance
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YTD—
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