CNF
CNFinance Holdings Ltd
NYSE: CNF · FINANCIAL SERVICES · MORTGAGE FINANCE
$2.68
-1.47% today
Updated 2026-04-29
Market cap
$19.55M
P/E ratio
—
P/S ratio
0.05x
EPS (TTM)
$-0.59
Dividend yield
—
52W range
$2 – $10
Volume
0.0M
CNFinance Holdings Ltd (CNF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.31B | $3.42B | $4.28B | $3.10B | $1.83B | $1.37B | $1.84B | $1.84B | $1.60B |
| Revenue growth (YoY) | — | +161.6% | +25.3% | -27.6% | -40.9% | -25.2% | +34.4% | -0.4% | -12.9% |
| Cost of revenue | $554.02M | $1.72B | $2.38B | $1.67B | $808.66M | $471.69M | $1.00B | $841.73M | $771.80M |
| Gross profit | $752.14M | $1.70B | $1.91B | $1.43B | $1.03B | $900.76M | $841.97M | $995.45M | $828.34M |
| Gross margin | 57.6% | 49.8% | 44.5% | 46.1% | 55.9% | 65.6% | 45.7% | 54.2% | 51.8% |
| R&D | $8.51M | $4.79M | $1.42M | $2.43M | $9.96M | $1.60M | $760465.00 | $1.79M | $1.01M |
| SG&A | $352.38M | $812.42M | $583.18M | $322.68M | $278.40M | $248.24M | $220.25M | $232.07M | $187.25M |
| Operating income | $288.05M | $808.67M | $1.16B | $721.01M | $162.70M | $93.77M | $172.58M | $205.63M | $48.29M |
| Operating margin | 22.1% | 23.7% | 27.0% | 23.2% | 8.9% | 6.8% | 9.4% | 11.2% | 3.0% |
| EBITDA | $294.64M | $819.47M | $1.17B | $731.93M | $168.75M | $97.59M | $174.83M | $207.39M | $59.83M |
| EBITDA margin | 22.6% | 24.0% | 27.3% | 23.6% | 9.2% | 7.1% | 9.5% | 11.3% | 3.7% |
| EBIT | $288.05M | $808.67M | $1.16B | $721.01M | $162.70M | $93.77M | $172.58M | $205.63M | $48.29M |
| Interest expense | $442.66M | $1.41B | $1.94B | $1.31B | $731.32M | $775.57M | $784.78M | $723.08M | $794.52M |
| Income tax | $52.60M | $275.99M | $296.83M | $186.37M | $47.85M | $28.56M | $37.23M | $41.02M | $10.50M |
| Effective tax rate | 18.3% | 34.1% | 25.6% | 25.8% | 29.4% | 30.5% | 21.6% | 19.9% | 21.8% |
| Net income | $235.44M | $532.67M | $860.91M | $534.64M | $114.85M | $65.21M | $135.35M | $164.62M | $37.78M |
| Net income growth (YoY) | — | +126.2% | +61.6% | -37.9% | -78.5% | -43.2% | +107.6% | +21.6% | -77.0% |
| Profit margin | 18.0% | 15.6% | 20.1% | 17.2% | 6.3% | 4.8% | 7.3% | 9.0% | 2.4% |