WallStSmart
CINF

Cincinnati Financial Corporation

NASDAQ: CINF · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$163.33
+2.88% today

Updated 2026-06-05

Market cap
$26.14B
P/E ratio
9.66
P/S ratio
2.02x
EPS (TTM)
$17.49
Dividend yield
2.11%
52W range
$140 – $173
Volume
0.7M

WallStSmart proprietary scores

73
out of 100
Grade: B
Buy
Investment rating
8.7
Growth
A
6.0
Quality
B
7.0
Profitability
B+
6.3
Valuation
B
4/9
Piotroski F-Score
Moderate
1.7
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$179.17
+9.70%
12-Month target
$159.34
-2.44%
Intrinsic (DCF)
Margin of safety
1 Strong Buy3 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 21.30% — above average
+ Free cash flow $654.00M — positive
+ Revenue growth 11.60% QoQ
+ Debt/equity 0.06x — low leverage
Risks
- Altman Z 1.66 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$6.56B$10.01B$11.34B$12.63B$12.93B$12.1B
Net income$-487.00M$1.84B$2.29B$2.39B$274.00M
EPS$17.49$8.95
Free cash flow$2.04B$2.03B$2.63B$3.09B$654.00M
Profit margin-7.42%18.41%20.22%18.95%21.30%

Recent insider activity

DateInsiderTypeSharesPrice
2026-06-08KELLINGTON, JOHN SSale24,221
2026-06-08KELLINGTON, JOHN SBuy24,221$85.67
2026-06-08KELLINGTON, JOHN SSale17,536$163.73

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CINF$26.14B738.77.06.36.0Strong Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

Cincinnati Financial Corporation trades at $163.33. representing a P/E of 9.66x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 1.66, it sits in the distress. TTM revenue stands at $12.93B. with profit margins at 21.30%.

Frequently asked questions

What is Cincinnati Financial Corporation's stock price?

Cincinnati Financial Corporation (CINF) trades at $163.33, on a P/E of 9.7x and a P/S of 2.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Cincinnati Financial Corporation overvalued?

Cincinnati Financial Corporation carries a Smart Value Score of 73/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Cincinnati Financial Corporation (CINF)?

The 12-month analyst consensus target is $179.17, about 9.7% above the current $163.33. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of CINF by 2030?

Our research-backed model puts the 2030 base case at $170.05, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Cincinnati Financial Corporation's revenue?

Cincinnati Financial Corporation's trailing twelve-month revenue is $12.93B, and our model projects it reaching about $15.70B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Cincinnati Financial Corporation's Altman Z-Score is 1.66, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio2.02x
ROE17.54%
Beta0.58
50D MA$163.61
200D MA$161.68
Shares out0.15B
Float0.15B
Short ratio
Avg volume0.7M

Performance

1 week+0.00%
1 month-1.83%
3 months+4.95%
YTD+1.21%
1 year
3 years
5 years