CINF
Cincinnati Financial Corporation
NASDAQ: CINF · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$163.22
-1.05% today
Updated 2026-04-29
Market cap
$25.25B
P/E ratio
9.33
P/S ratio
1.95x
EPS (TTM)
$17.49
Dividend yield
2.15%
52W range
$137 – $173
Volume
0.8M
Cincinnati Financial Corporation (CINF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.55B | $4.26B | $3.82B | $3.90B | $3.77B | $3.80B | $4.11B | $4.53B | $4.95B | $5.14B | $5.45B | $5.73B | $5.41B | $7.92B | $7.54B | $9.63B | $6.56B | $10.01B | $11.34B | $12.63B |
| Revenue growth (YoY) | — | -6.4% | -10.2% | +2.1% | -3.4% | +0.8% | +8.1% | +10.2% | +9.1% | +4.0% | +6.0% | +5.2% | -5.7% | +46.6% | -4.9% | +27.7% | -31.8% | +52.6% | +13.2% | +11.4% |
| Cost of revenue | $2.11B | $1.95B | $2.18B | $2.24B | $2.18B | $2.52B | $2.32B | $2.50B | $2.86B | $2.81B | $3.11B | $3.39B | $3.49B | $3.64B | $4.13B | $3.91B | $5.02B | $25.00M | $5.74B | $6.30B |
| Gross profit | $2.44B | $2.31B | $1.65B | $1.66B | $1.59B | $1.28B | $1.79B | $2.03B | $2.09B | $2.33B | $2.34B | $2.34B | $1.92B | $4.29B | $3.40B | $5.72B | $1.54B | $9.99B | $5.60B | $6.33B |
| Gross margin | 53.7% | 54.1% | 43.1% | 42.6% | 42.2% | 33.6% | 43.5% | 44.7% | 42.2% | 45.4% | 43.0% | 40.9% | 35.5% | 54.1% | 45.1% | 59.4% | 23.5% | 99.8% | 49.4% | 50.1% |
| R&D | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $354.00M | $362.00M | $411.00M | $20.00M | $16.00M | $13.00M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | $3.37B |
| Operating income | $1.33B | $1.19B | $540.00M | $582.00M | $498.00M | $173.00M | $566.00M | $714.00M | $721.00M | $881.00M | $812.00M | $730.00M | $251.00M | $2.47B | $1.50B | $3.70B | $-694.00M | $2.28B | $2.86B | $2.98B |
| Operating margin | 29.2% | 28.0% | 14.1% | 14.9% | 13.2% | 4.5% | 13.8% | 15.8% | 14.6% | 17.1% | 14.9% | 12.7% | 4.6% | 31.2% | 19.9% | 38.4% | -10.6% | 22.7% | 25.2% | 23.6% |
| EBITDA | $1.42B | $1.28B | $625.00M | $675.00M | $593.00M | $269.00M | $664.00M | $818.00M | $825.00M | $986.00M | $913.00M | $838.00M | $367.00M | $2.60B | $1.66B | $3.87B | $-514.00M | $2.28B | $3.04B | $3.20B |
| EBITDA margin | 31.2% | 30.1% | 16.3% | 17.3% | 15.7% | 7.1% | 16.2% | 18.1% | 16.7% | 19.2% | 16.8% | 14.6% | 6.8% | 32.8% | 22.1% | 40.2% | -7.8% | 22.7% | 26.8% | 25.3% |
| EBIT | $1.38B | $1.24B | $593.00M | $637.00M | $552.00M | $227.00M | $620.00M | $768.00M | $774.00M | $934.00M | $865.00M | $783.00M | $304.00M | $2.52B | $1.55B | $3.75B | $-641.00M | $2.28B | $2.91B | $3.03B |
| Interest expense | $53.00M | $52.00M | $53.00M | $55.00M | $54.00M | $54.00M | $54.00M | $54.00M | $53.00M | $53.00M | $53.00M | $53.00M | $53.00M | $53.00M | $54.00M | $53.00M | $53.00M | $54.00M | $53.00M | $5.30M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $930.00M | $855.00M | $429.00M | $432.00M | $375.00M | $164.00M | $421.00M | $517.00M | $525.00M | $634.00M | $591.00M | $1.04B | $287.00M | $2.00B | $1.22B | $2.97B | $-487.00M | $1.84B | $2.29B | $2.39B |
| Net income growth (YoY) | — | -8.1% | -49.8% | +0.7% | -13.2% | -56.3% | +156.7% | +22.8% | +1.5% | +20.8% | -6.8% | +76.8% | -72.5% | +595.8% | -39.1% | +144.1% | -116.4% | +478.4% | +24.4% | +4.4% |
| Profit margin | 20.4% | 20.1% | 11.2% | 11.1% | 9.9% | 4.3% | 10.2% | 11.4% | 10.6% | 12.3% | 10.8% | 18.2% | 5.3% | 25.2% | 16.1% | 30.8% | -7.4% | 18.4% | 20.2% | 18.9% |