CIA
Citizens Inc
NYSE: CIA · FINANCIAL SERVICES · INSURANCE - LIFE
$5.40
-2.35% today
Updated 2026-04-30
Market cap
$287.21M
P/E ratio
20.39
P/S ratio
1.12x
EPS (TTM)
$0.28
Dividend yield
—
52W range
$3 – $6
Volume
0.1M
WallStSmart proprietary scores
60
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B5.0
Quality
C+4.5
Profitability
C5.7
Valuation
C+—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$6.00
+11.11%
12-Month target
$5.69
+5.37%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $8.99M — positive
+ Revenue growth 13.50% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $232.52M | $240.68M | $245.00M | $255.62M | $255.62M |
| Net income | $26.01M | $24.44M | $14.91M | $14.59M | $7.34M |
| EPS | — | — | — | — | $0.28 |
| Free cash flow | $56.82M | $21.61M | $31.25M | $17.54M | $8.99M |
| Profit margin | 11.18% | 10.15% | 6.09% | 5.71% | 5.71% |
Peer comparison
Smart narrative
Citizens Inc trades at $5.40. representing a P/E of 20.39x trailing earnings. Our Smart Value Score of 60/100 indicates the stock is good. TTM revenue stands at $255.62M. with profit margins at 5.71%.
Frequently asked questions
What is Citizens Inc's stock price?
Citizens Inc (CIA) trades at $5.40.
Is Citizens Inc overvalued?
Smart Value Score 60/100 (Grade C+, Hold).
What is the price target of Citizens Inc (CIA)?
The analyst target price is $6.00, representing +11.1% upside from the current price of $5.40.
What is Citizens Inc's revenue?
TTM revenue is $255.62M.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - LIFE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.12x
ROE6.55%
Beta0.48
50D MA$5.29
200D MA$5.23
Shares out0.05B
Float0.04B
Short ratio—
Avg volume0.1M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—