CIA
Citizens Inc
NYSE: CIA · FINANCIAL SERVICES · INSURANCE - LIFE
$5.40
-2.35% today
Updated 2026-04-30
Market cap
$287.21M
P/E ratio
20.39
P/S ratio
1.12x
EPS (TTM)
$0.28
Dividend yield
—
52W range
$3 – $6
Volume
0.1M
Citizens Inc (CIA) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
5 of 8
Last 8 quarters
Avg EPS surprise
+19.1%
Last 4 quarters
Revenue YoY growth
+13.5%
Most recent quarter
EPS YoY growth
-27.1%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-2.1%
Last 2 reports
Positive reaction rate
50%
1 of 2 quarters
Largest single-day move
-10.4%
2026-03-12
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-12 | $0.11 | +22.2% | $5.11 | $4.58 | -10.4% |
| 2025-11-07 | $0.07 | -22.2% | $5.75 | $6.11 | +6.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.09 | $0.11 | +22.2% | $72.07M | +13.5% |
| 2025-09-30 | $0.09 | $0.07 | -22.2% | $62.81M | +1.7% |
| 2025-06-30 | $0.06 | $0.13 | +136.4% | $65.09M | +4.8% |
| 2025-03-31 | $0.05 | $0.02 | -60.0% | $55.65M | -3.6% |
| 2024-12-31 | $0.09 | $0.15 | +67.7% | $63.47M | -5.0% |
| 2024-09-30 | $0.08 | $0.05 | -37.5% | $61.73M | +3.9% |
| 2024-06-30 | $0.06 | $0.08 | +33.3% | $62.08M | +6.1% |
| 2024-03-31 | $0.06 | $0.09 | +49.7% | $57.71M | +3.2% |
| 2023-12-31 | $0.21 | $0.22 | +3.2% | $66.85M | — |
| 2023-09-30 | — | $0.05 | — | $59.39M | — |
| 2023-06-30 | — | $0.12 | — | $58.53M | — |
| 2023-03-31 | — | $0.10 | — | $55.91M | — |
Frequently asked questions
Has Citizens Inc beaten earnings estimates?
Citizens Inc has beaten Wall Street EPS estimates in 5 of its last 8 quarterly reports, with an average EPS surprise of +19.1% over the last 4 quarters.
How does CIA stock react to earnings?
CIA stock has moved an average of -2.1% in the trading day following earnings over its last 2 reports, with positive reactions in 50% of those quarters.
What is Citizens Inc's revenue growth rate?
Citizens Inc reported year-over-year revenue growth of +13.5% in its most recent quarter, with EPS growing -27.1% year-over-year.