CHMG
Chemung Financial Corp
NASDAQ: CHMG · FINANCIAL SERVICES · BANKS - REGIONAL
$66.83
-1.26% today
Updated 2026-04-29
Market cap
$322.08M
P/E ratio
17.63
P/S ratio
3.38x
EPS (TTM)
$3.79
Dividend yield
2.02%
52W range
$42 – $71
Volume
0.0M
WallStSmart proprietary scores
63
out of 100
Grade: C+
Hold
Investment rating
8.7
Growth
A4.0
Quality
C6.5
Profitability
B6.0
Valuation
B1/9
Piotroski F-Score
Weak
-0.6
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$70.25
+5.12%
12-Month target
$68.14
+1.96%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $15.73M — positive
+ Revenue growth 19.10% QoQ
+ Debt/equity 0.02x — low leverage
Risks
- Piotroski 1/9 — weak financial health
- Altman Z -0.60 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $101.91M | $113.07M | $149.61M | $139.94M | $95.35M |
| Net income | $28.78M | $25.00M | $23.67M | $15.10M | $9.20M |
| EPS | — | — | — | — | $3.79 |
| Free cash flow | $34.62M | $30.42M | $26.19M | $43.81M | $15.73M |
| Profit margin | 28.24% | 22.11% | 15.82% | 10.79% | 19.20% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-02-27 | TOMSON, ANDERS | Sale | 1,603 | $55.52 |
| 2026-02-27 | STEMPIN, JOHN J | Sale | 12 | $55.52 |
| 2026-02-27 | MEISNER, MARY E | Sale | 79 | $55.52 |
Peer comparison
Smart narrative
Chemung Financial Corp trades at $66.83. representing a P/E of 17.63x trailing earnings. Our Smart Value Score of 63/100 indicates the stock is good. The company scores 1/9 on the Piotroski F-Score. With an Altman Z-Score of -0.60, it sits in the distress. TTM revenue stands at $95.35M. with profit margins at 19.20%.
Frequently asked questions
What is Chemung Financial Corp's stock price?
Chemung Financial Corp (CHMG) trades at $66.83.
Is Chemung Financial Corp overvalued?
Smart Value Score 63/100 (Grade C+, Hold).
What is the price target of Chemung Financial Corp (CHMG)?
The analyst target price is $70.25, representing +5.1% upside from the current price of $66.83.
What is Chemung Financial Corp's revenue?
TTM revenue is $95.35M.
Piotroski F-Score?
1/9 — weak financial health.
Altman Z-Score?
-0.60 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.38x
ROE7.44%
Beta0.46
50D MA$57.10
200D MA$54.54
Shares out0.00B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
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