WallStSmart
CFG

Citizens Financial Group, Inc.

NYSE: CFG · FINANCIAL SERVICES · BANKS - REGIONAL

$62.16
+0.13% today

Updated 2026-06-05

Market cap
$28.61B
P/E ratio
16.03
P/S ratio
3.63x
EPS (TTM)
$4.22
Dividend yield
2.65%
52W range
$39 – $68
Volume
4.4M

WallStSmart proprietary scores

77
out of 100
Grade: B+
Buy
Investment rating
7.3
Growth
B+
7.0
Quality
B+
7.0
Profitability
B+
5.7
Valuation
C+
6/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$73.28
+17.89%
12-Month target
$59.15
-4.84%
Intrinsic (DCF)
Margin of safety
5 Strong Buy11 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 25.10% — above average
+ Free cash flow $237.00M — positive
+ Revenue growth 13.80% QoQ
+ Debt/equity 0.47x — low leverage
Risks
- Altman Z 0.27 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$9.07B$12.19B$12.35B$11.15B$7.88B
Net income$2.07B$1.61B$1.51B$1.83B$517.00M
EPS$4.22
Free cash flow$3.99B$2.79B$1.88B$2.04B$237.00M
Profit margin22.86%13.19%12.22%16.42%25.10%

Recent insider activity

DateInsiderTypeSharesPrice
2026-06-15STEIN, RICHARD L.Sale4,913$67.65
2026-05-14ZURAITIS, MARITABuy323
2026-05-14WADE, CLAUDE E.Buy57

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CFG$28.61B777.37.05.77.0Strong Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

Citizens Financial Group, Inc. trades at $62.16. representing a P/E of 16.03x trailing earnings. Our Smart Value Score of 77/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.27, it sits in the distress. TTM revenue stands at $7.88B. with profit margins at 25.10%.

Frequently asked questions

What is Citizens Financial Group, Inc.'s stock price?

Citizens Financial Group, Inc. (CFG) trades at $62.16, on a P/E of 16.0x and a P/S of 3.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Citizens Financial Group, Inc. overvalued?

Citizens Financial Group, Inc. carries a Smart Value Score of 77/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Citizens Financial Group, Inc. (CFG)?

The 12-month analyst consensus target is $73.28, about 17.9% above the current $62.16. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Citizens Financial Group, Inc.'s revenue?

Citizens Financial Group, Inc.'s trailing twelve-month revenue is $7.88B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Citizens Financial Group, Inc.'s Altman Z-Score is 0.27, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.63x
ROE7.55%
Beta1.02
50D MA$63.63
200D MA$58.43
Shares out0.42B
Float0.42B
Short ratio
Avg volume4.4M

Performance

1 week+0.00%
1 month+1.73%
3 months+8.44%
YTD+9.54%
1 year
3 years
5 years