Berkshire Hathaway Inc (BRK-B)vsCitizens Financial Group, Inc. (CFG)
BRK-B
Berkshire Hathaway Inc
$503.61
+0.32%
FINANCIAL SERVICES · Cap: $1.09T
CFG
Citizens Financial Group, Inc.
$65.49
-2.78%
FINANCIAL SERVICES · Cap: $28.24B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 4614% more annual revenue ($384.69B vs $8.16B). CFG leads profitability with a 26.1% profit margin vs 22.3%. CFG appears more attractively valued with a PEG of 1.65. CFG earns a higher WallStSmart Score of 77/100 (B+).
BRK-B
Strong Buy74
out of 100
Grade: B
CFG
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 35.1%
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 41.3% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : CFG
The strongest argument for CFG centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 26.1% and operating margin at 35.1%. Revenue growth of 14.7% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.
Bear Case : CFG
The primary concerns for CFG are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
CFG carries more volatility with a beta of 1.00 — expect wider price swings.
CFG is growing revenue faster at 14.7% — sustainability is the question.
BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CFG scores higher overall (77/100 vs 74/100), backed by strong 26.1% margins and 14.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Citizens Financial Group, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island.
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