WallStSmart
CCBG

Capital City Bank Group

NASDAQ: CCBG · FINANCIAL SERVICES · BANKS - REGIONAL

$45.95
+2.46% today

Updated 2026-06-05

Market cap
$777.43M
P/E ratio
12.88
P/S ratio
3.11x
EPS (TTM)
$3.53
Dividend yield
2.23%
52W range
$35 – $49
Volume
0.1M

WallStSmart proprietary scores

57
out of 100
Grade: C+
Hold
Investment rating
4.7
Growth
C
6.0
Quality
B
7.0
Profitability
B+
5.7
Valuation
C+
6/9
Piotroski F-Score
Moderate
0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$49.00
+6.64%
12-Month target
$44.74
-2.63%
Intrinsic (DCF)
Margin of safety
0 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 24.20% — above average
+ Free cash flow $14.66M — positive
+ Debt/equity 0.12x — low leverage
Risks
- Altman Z 0.38 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$200.56M$245.69M$262.22M$279.31M$250.09M
Net income$33.41M$52.26M$52.91M$61.56M$15.82M
EPS$3.53
Free cash flow$54.24M$47.74M$54.88M$80.03M$14.66M
Profit margin16.66%21.27%20.18%22.04%24.20%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-13BARRON, THOMAS ASale1,650
2026-04-07WILLIAMS, ASHBEL CBuy256
2026-04-07SAMPLE, JOHN G JRBuy189

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CCBG$777.43M574.77.05.76.0Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Capital City Bank Group trades at $45.95. representing a P/E of 12.88x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.38, it sits in the distress. TTM revenue stands at $250.09M. with profit margins at 24.20%.

Frequently asked questions

What is Capital City Bank Group's stock price?

Capital City Bank Group (CCBG) trades at $45.95, on a P/E of 12.9x and a P/S of 3.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Capital City Bank Group overvalued?

Capital City Bank Group carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Capital City Bank Group (CCBG)?

The 12-month analyst consensus target is $49.00, about 6.6% above the current $45.95. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of CCBG by 2030?

Our research-backed model puts the 2030 base case at $53.52, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Capital City Bank Group's revenue?

Capital City Bank Group's trailing twelve-month revenue is $250.09M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Capital City Bank Group's Altman Z-Score is 0.38, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.11x
ROE10.81%
Beta0.35
50D MA$44.84
200D MA$42.83
Shares out0.02B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week+0.00%
1 month+0.34%
3 months+7.99%
YTD+6.51%
1 year
3 years
5 years