CCBG
Capital City Bank Group
NASDAQ: CCBG · FINANCIAL SERVICES · BANKS - REGIONAL
$46.17
+0.22% today
Updated 2026-04-30
Market cap
$789.07M
P/E ratio
13.07
P/S ratio
3.16x
EPS (TTM)
$3.53
Dividend yield
2.23%
52W range
$35 – $49
Volume
0.1M
Capital City Bank Group (CCBG) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $221.47M | $224.62M | $203.66M | $180.17M | $163.67M | $154.60M | $140.28M | $131.87M | $124.69M | $133.75M | $128.36M | $132.42M | $144.98M | $160.11M | $211.53M | $207.33M | $200.56M | $245.69M | $262.22M | $279.31M |
| Revenue growth (YoY) | — | +1.4% | -9.3% | -11.5% | -9.2% | -5.5% | -9.3% | -6.0% | -5.4% | +7.3% | -4.0% | +3.2% | +9.5% | +10.4% | +32.1% | -2.0% | -3.3% | +22.5% | +6.7% | +6.5% |
| Cost of revenue | $48.72M | $59.24M | $66.50M | $56.86M | $36.79M | $26.53M | $21.53M | $7.89M | $5.49M | $4.90M | $4.01M | $6.16M | $9.81M | $11.52M | $14.52M | $1.94M | $14.38M | $31.79M | $39.75M | $36.01M |
| Gross profit | $172.75M | $165.38M | $137.16M | $123.31M | $126.88M | $128.07M | $118.75M | $123.98M | $119.21M | $128.85M | $124.36M | $126.26M | $135.17M | $148.59M | $197.01M | $205.39M | $186.18M | $213.90M | $222.47M | $243.30M |
| Gross margin | 78.0% | 73.6% | 67.3% | 68.4% | 77.5% | 82.8% | 84.6% | 94.0% | 95.6% | 96.3% | 96.9% | 95.3% | 93.2% | 92.8% | 93.1% | 99.1% | 92.8% | 87.1% | 84.8% | 87.1% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | $0.00 | — | — | — | — | — | — | — |
| SG&A | $60.85M | $60.28M | $61.83M | $65.07M | $72.18M | $69.90M | $69.94M | $70.27M | $65.15M | $65.41M | $67.04M | $66.50M | $67.37M | $69.00M | $97.67M | $108.55M | $93.21M | $96.69M | $102.18M | $113.99M |
| Operating income | $51.19M | $43.39M | $21.94M | $-8.81M | $-3.38M | $5.53M | $-1.23M | $7.97M | $10.91M | $13.57M | $17.61M | $23.07M | $29.64M | $40.76M | $52.88M | $49.45M | $41.08M | $63.86M | $65.57M | $83.71M |
| Operating margin | 23.1% | 19.3% | 10.8% | -4.9% | -2.1% | 3.6% | -0.9% | 6.0% | 8.8% | 10.1% | 13.7% | 17.4% | 20.4% | 25.5% | 25.0% | 23.9% | 20.5% | 26.0% | 25.0% | 30.0% |
| EBITDA | $64.65M | $55.84M | $34.42M | $1.92M | $6.35M | $12.97M | $5.96M | $14.58M | $17.44M | $20.16M | $24.59M | $29.62M | $36.10M | $47.01M | $60.11M | $57.16M | $48.83M | $71.94M | $73.40M | $89.37M |
| EBITDA margin | 29.2% | 24.9% | 16.9% | 1.1% | 3.9% | 8.4% | 4.3% | 11.1% | 14.0% | 15.1% | 19.2% | 22.4% | 24.9% | 29.4% | 28.4% | 27.6% | 24.3% | 29.3% | 28.0% | 32.0% |
| EBIT | $51.19M | $43.39M | $21.94M | $-8.81M | $-3.38M | $5.53M | $-1.23M | $7.97M | $10.91M | $13.57M | $17.61M | $23.07M | $29.64M | $40.76M | $52.88M | $49.45M | $41.08M | $63.86M | $65.57M | $83.71M |
| Interest expense | $46.76M | $53.08M | $34.00M | $16.84M | $12.96M | $7.54M | $5.37M | $4.42M | $3.58M | $3.31M | $3.19M | $3.95M | $6.89M | $9.49M | $4.87M | $3.49M | $6.89M | $22.08M | $35.72M | $32.74M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $33.27M | $29.68M | $15.22M | $-3.47M | $-413000.00 | $4.90M | $108000.00 | $6.04M | $9.26M | $9.12M | $11.75M | $10.86M | $26.22M | $30.81M | $31.58M | $33.40M | $33.41M | $52.26M | $52.91M | $61.56M |
| Net income growth (YoY) | — | -10.8% | -48.7% | -122.8% | +88.1% | +1285.7% | -97.8% | +5497.2% | +53.2% | -1.6% | +28.9% | -7.5% | +141.4% | +17.5% | +2.5% | +5.8% | +0.0% | +56.4% | +1.3% | +16.3% |
| Profit margin | 15.0% | 13.2% | 7.5% | -1.9% | -0.3% | 3.2% | 0.1% | 4.6% | 7.4% | 6.8% | 9.2% | 8.2% | 18.1% | 19.2% | 14.9% | 16.1% | 16.7% | 21.3% | 20.2% | 22.0% |