WallStSmart
CBU

Community Bank System Inc

NYSE: CBU · FINANCIAL SERVICES · BANKS - REGIONAL

$63.96
+0.14% today

Updated 2026-05-08

Market cap
$3.36B
P/E ratio
15.50
P/S ratio
4.12x
EPS (TTM)
$4.12
Dividend yield
2.93%
52W range
$50 – $67
Volume
0.2M

WallStSmart proprietary scores

67
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+
4.8
Quality
C
7.5
Profitability
B+
5.0
Valuation
C+
2/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →195 stocks currently score above 75

Price targets

Analyst target
$68.50
+7.10%
12-Month target
$62.89
-1.67%
Intrinsic (DCF)
Margin of safety
0 Strong Buy1 Buy5 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 26.80% — above average
+ Free cash flow $71.56M — positive
Risks
- Piotroski 2/9 — weak financial health

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$702.45M$755.98M$940.71M$1.01B$814.75M
Net income$188.08M$131.92M$182.48M$210.46M$57.22M
EPS$4.12
Free cash flow$201.68M$209.84M$221.57M$233.33M$71.56M
Profit margin26.77%17.45%19.40%20.82%26.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CBU$3.36B677.37.55.04.8Strong Buy
BRK-A$1.03T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$820.65B738.08.05.75.5Strong Buy
V$610.99B728.710.05.05.5Strong Buy
MA$442.62B708.010.05.06.0Strong Buy

Smart narrative

Community Bank System Inc trades at $63.96. representing a P/E of 15.50x trailing earnings. Our Smart Value Score of 67/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. TTM revenue stands at $814.75M. with profit margins at 26.80%.

Frequently asked questions

What is Community Bank System Inc's stock price?
Community Bank System Inc (CBU) trades at $63.96.
Is Community Bank System Inc overvalued?
Smart Value Score 67/100 (Grade B, Buy).
What is the price target of Community Bank System Inc (CBU)?
The analyst target price is $68.50, representing +7.1% upside from the current price of $63.96.
What is Community Bank System Inc's revenue?
TTM revenue is $814.75M.
Piotroski F-Score?
2/9 — weak financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio4.12x
ROE11.30%
Beta0.80
50D MA$60.42
200D MA$59.33
Shares out0.05B
Float0.05B
Short ratio
Avg volume0.2M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years