Berkshire Hathaway Inc (BRK-A)vsCommunity Bank System Inc (CBU)
BRK-A
Berkshire Hathaway Inc
$755,649.06
+0.46%
FINANCIAL SERVICES · Cap: $1.09T
CBU
Community Bank System Inc
$61.09
-1.47%
FINANCIAL SERVICES · Cap: $3.28B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 45797% more annual revenue ($384.69B vs $838.16M). CBU leads profitability with a 27.2% profit margin vs 22.3%. CBU appears more attractively valued with a PEG of 2.63. BRK-A earns a higher WallStSmart Score of 74/100 (B).
BRK-A
Strong Buy74
out of 100
Grade: B
CBU
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 39.2%
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : CBU
The strongest argument for CBU centers on Operating Margin, Profit Margin, P/E Ratio. Profitability is solid with margins at 27.2% and operating margin at 39.2%. Revenue growth of 12.0% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Bear Case : CBU
The primary concerns for CBU are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
CBU carries more volatility with a beta of 0.79 — expect wider price swings.
CBU is growing revenue faster at 12.0% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BRK-A scores higher overall (74/100 vs 71/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Community Bank System Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Community Bank System, Inc. is the banking holding company for Community Bank, NA providing various banking and other financial services to retail, commercial and municipal clients. The company is headquartered in Onondaga, New York.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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