WallStSmart
CARE

Carter Bank and Trust

NASDAQ: CARE · FINANCIAL SERVICES · BANKS - REGIONAL

$25.60
+1.59% today

Updated 2026-04-30

Market cap
$534.28M
P/E ratio
4.95
P/S ratio
2.06x
EPS (TTM)
$4.87
Dividend yield
52W range
$15 – $25
Volume
0.3M

WallStSmart proprietary scores

76
out of 100
Grade: B+
Buy
Investment rating
9.3
Growth
A+
5.0
Quality
C+
8.0
Profitability
A
6.7
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target
$26.25
+2.54%
12-Month target
$23.29
-9.02%
Intrinsic (DCF)
Margin of safety
1 Strong Buy3 Buy0 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 41.80% — above average
+ ROE 23.90% — strong efficiency
+ Free cash flow $7.11M — positive
+ Revenue growth 260.00% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$179.15M$211.82M$239.67M$254.63M$258.92M
Net income$50.12M$23.38M$24.52M$31.36M$85.76M
EPS$4.87
Free cash flow$64.90M$36.93M$28.80M$31.81M$7.11M
Profit margin27.98%11.04%10.23%12.32%41.80%

Recent insider activity

DateInsiderTypeSharesPrice
2026-03-04VAN, DYKE LITZ HSale819$20.98
2026-03-04SPEARE, MATTHEW M.Sale411$20.98
2026-03-04LANGS, BRADFORD N.Sale638$20.98

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CARE$534.28M769.38.06.75.0Strong Buy
BRK-A$1.01T533.37.55.08.0Buy
BRK-B$1.01T543.37.55.08.0Buy
JPM$844.23B738.08.05.75.5Strong Buy
V$596.57B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Carter Bank and Trust trades at $25.60. representing a P/E of 4.95x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. TTM revenue stands at $258.92M. with profit margins at 41.80%.

Frequently asked questions

What is Carter Bank and Trust's stock price?
Carter Bank and Trust (CARE) trades at $25.60.
Is Carter Bank and Trust overvalued?
Smart Value Score 76/100 (Grade B+, Buy).
What is the price target of Carter Bank and Trust (CARE)?
The analyst target price is $26.25, representing +2.5% upside from the current price of $25.60.
What is the future stock price of CARE by 2030?
Our revenue-driven model estimates Carter Bank and Trust could reach $29.90 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Carter Bank and Trust's revenue?
TTM revenue is $258.92M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio2.06x
ROE23.90%
Beta0.44
50D MA$22.06
200D MA$19.80
Shares out0.02B
Float0.02B
Short ratio
Avg volume0.3M

Performance

1 week+0.74%
1 month+7.60%
3 months+22.24%
YTD+25.23%
1 year
3 years
5 years