CARE
Carter Bank and Trust
NASDAQ: CARE · FINANCIAL SERVICES · BANKS - REGIONAL
$25.60
+1.59% today
Updated 2026-04-30
Market cap
$534.28M
P/E ratio
4.95
P/S ratio
2.06x
EPS (TTM)
$4.87
Dividend yield
—
52W range
$15 – $25
Volume
0.3M
WallStSmart proprietary scores
76
out of 100
Grade: B+
Buy
Investment rating
9.3
Growth
A+5.0
Quality
C+8.0
Profitability
A6.7
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$26.25
+2.54%
12-Month target
$23.29
-9.02%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy3 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 41.80% — above average
+ ROE 23.90% — strong efficiency
+ Free cash flow $7.11M — positive
+ Revenue growth 260.00% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $179.15M | $211.82M | $239.67M | $254.63M | $258.92M |
| Net income | $50.12M | $23.38M | $24.52M | $31.36M | $85.76M |
| EPS | — | — | — | — | $4.87 |
| Free cash flow | $64.90M | $36.93M | $28.80M | $31.81M | $7.11M |
| Profit margin | 27.98% | 11.04% | 10.23% | 12.32% | 41.80% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-04 | VAN, DYKE LITZ H | Sale | 819 | $20.98 |
| 2026-03-04 | SPEARE, MATTHEW M. | Sale | 411 | $20.98 |
| 2026-03-04 | LANGS, BRADFORD N. | Sale | 638 | $20.98 |
Peer comparison
Smart narrative
Carter Bank and Trust trades at $25.60. representing a P/E of 4.95x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. TTM revenue stands at $258.92M. with profit margins at 41.80%.
Frequently asked questions
What is Carter Bank and Trust's stock price?
Carter Bank and Trust (CARE) trades at $25.60.
Is Carter Bank and Trust overvalued?
Smart Value Score 76/100 (Grade B+, Buy).
What is the price target of Carter Bank and Trust (CARE)?
The analyst target price is $26.25, representing +2.5% upside from the current price of $25.60.
What is the future stock price of CARE by 2030?
Our revenue-driven model estimates Carter Bank and Trust could reach $29.90 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Carter Bank and Trust's revenue?
TTM revenue is $258.92M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.06x
ROE23.90%
Beta0.44
50D MA$22.06
200D MA$19.80
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.3M
Performance
1 week+0.74%
1 month+7.60%
3 months+22.24%
YTD+25.23%
1 year—
3 years—
5 years—