CARE
Carter Bank and Trust
NASDAQ: CARE · FINANCIAL SERVICES · BANKS - REGIONAL
$25.60
+1.59% today
Updated 2026-04-30
Market cap
$534.28M
P/E ratio
4.95
P/S ratio
2.06x
EPS (TTM)
$4.87
Dividend yield
—
52W range
$15 – $25
Volume
0.3M
Carter Bank and Trust (CARE) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
-20.3%
Last 4 quarters
Revenue YoY growth
+110.2%
Most recent quarter
EPS YoY growth
+25.0%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+1.3%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+7.5%
2026-01-29
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-23 | $0.40 | -89.8% | $24.37 | $24.11 | -1.1% |
| 2026-01-29 | $0.41 | +17.1% | $19.92 | $21.41 | +7.5% |
| 2025-10-23 | $0.26 | -36.6% | $18.94 | $18.46 | -2.5% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $3.91 | $0.40 | -89.8% | $130.16M | +110.2% |
| 2025-12-31 | $0.35 | $0.41 | +17.1% | $64.52M | +5.9% |
| 2025-09-30 | $0.41 | $0.26 | -36.6% | $63.58M | +4.0% |
| 2025-06-30 | $0.32 | $0.41 | +28.1% | $61.66M | +4.0% |
| 2025-03-31 | $0.28 | $0.32 | +14.3% | $61.92M | +6.1% |
| 2024-12-31 | $0.23 | $0.37 | +60.9% | $60.90M | +14.5% |
| 2024-09-30 | $0.22 | $0.23 | +4.5% | $61.13M | +14.6% |
| 2024-06-30 | $0.21 | $0.21 | +0.0% | $59.31M | +23.6% |
| 2024-03-31 | $0.10 | $0.24 | +140.0% | $58.34M | — |
| 2023-12-31 | $0.17 | $-0.02 | -111.8% | $53.20M | — |
| 2023-09-30 | $0.20 | $0.20 | +0.0% | $53.34M | — |
| 2023-06-30 | $0.62 | $0.24 | -61.3% | $47.97M | — |
Frequently asked questions
Has Carter Bank and Trust beaten earnings estimates?
Carter Bank and Trust has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of -20.3% over the last 4 quarters.
How does CARE stock react to earnings?
CARE stock has moved an average of +1.3% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Carter Bank and Trust's revenue growth rate?
Carter Bank and Trust reported year-over-year revenue growth of +110.2% in its most recent quarter, with EPS growing +25.0% year-over-year.