CACC
Credit Acceptance Corporation
NASDAQ: CACC · FINANCIAL SERVICES · CREDIT SERVICES
$500.62
-3.13% today
Updated 2026-04-29
Market cap
$5.53B
P/E ratio
14.12
P/S ratio
4.46x
EPS (TTM)
$36.40
Dividend yield
—
52W range
$402 – $550
Volume
0.2M
WallStSmart proprietary scores
63
out of 100
Grade: C+
Hold
Investment rating
4.0
Growth
C3.0
Quality
D9.0
Profitability
A+6.3
Valuation
B5/9
Piotroski F-Score
Moderate
0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$481.67
-3.79%
12-Month target
$439.25
-12.26%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy3 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 34.20% — above average
+ ROE 25.90% — strong efficiency
+ Free cash flow $268.90M — positive
Risks
- Altman Z 0.67 — distress zone
- Debt/equity 4.17x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.82B | $1.90B | $2.13B | $2.32B | $1.24B |
| Net income | $535.80M | $286.10M | $247.90M | $423.90M | $122.00M |
| EPS | — | — | — | — | $36.40 |
| Free cash flow | $1.24B | $1.20B | $1.14B | $1.05B | $268.90M |
| Profit margin | 29.39% | 15.04% | 11.62% | 18.29% | 34.20% |
Peer comparison
Smart narrative
Credit Acceptance Corporation trades at $500.62. representing a P/E of 14.12x trailing earnings. Our Smart Value Score of 63/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.67, it sits in the distress. TTM revenue stands at $1.24B. with profit margins at 34.20%.
Frequently asked questions
What is Credit Acceptance Corporation's stock price?
Credit Acceptance Corporation (CACC) trades at $500.62.
Is Credit Acceptance Corporation overvalued?
Smart Value Score 63/100 (Grade C+, Hold).
What is the price target of Credit Acceptance Corporation (CACC)?
The analyst target price is $481.67, representing -3.8% downside from the current price of $500.62.
What is Credit Acceptance Corporation's revenue?
TTM revenue is $1.24B.
Piotroski F-Score?
5/9 — moderate financial health.
Altman Z-Score?
0.67 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.46x
ROE25.90%
Beta1.32
50D MA$475.96
200D MA$477.18
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.2M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—