CACC
Credit Acceptance Corporation
NASDAQ: CACC · FINANCIAL SERVICES · CREDIT SERVICES
$521.74
-0.67% today
Updated 2026-06-05
Market cap
$5.73B
P/E ratio
13.67
P/S ratio
4.50x
EPS (TTM)
$40.11
Dividend yield
—
52W range
$402 – $580
Volume
0.1M
WallStSmart proprietary scores
75
out of 100
Grade: B+
Buy
Investment rating
7.3
Growth
B+5.0
Quality
C+9.0
Profitability
A+6.3
Valuation
B5/9
Piotroski F-Score
Moderate
0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$536.67
+2.86%
12-Month target
$439.25
-15.81%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy3 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 35.50% — above average
+ ROE 29.95% — strong efficiency
+ Free cash flow $345.50M — positive
+ Revenue growth 12.70% QoQ
Risks
- Altman Z 0.67 — distress zone
- Debt/equity 4.23x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.82B | $1.90B | $2.13B | $2.32B | $1.28B |
| Net income | $535.80M | $286.10M | $247.90M | $423.90M | $135.80M |
| EPS | — | — | — | — | $40.11 |
| Free cash flow | $1.24B | $1.20B | $1.14B | $1.05B | $345.50M |
| Profit margin | 29.39% | 15.04% | 11.62% | 18.29% | 35.50% |
Peer comparison
Smart narrative
Credit Acceptance Corporation trades at $521.74. representing a P/E of 13.67x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.67, it sits in the distress. TTM revenue stands at $1.28B. with profit margins at 35.50%.
Frequently asked questions
What is Credit Acceptance Corporation's stock price?
Credit Acceptance Corporation (CACC) trades at $521.74, on a P/E of 13.7x and a P/S of 4.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Credit Acceptance Corporation overvalued?
Credit Acceptance Corporation carries a Smart Value Score of 75/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Credit Acceptance Corporation (CACC)?
The 12-month analyst consensus target is $536.67, about 2.9% above the current $521.74. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Credit Acceptance Corporation's revenue?
Credit Acceptance Corporation's trailing twelve-month revenue is $1.28B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Credit Acceptance Corporation's Altman Z-Score is 0.67, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.50x
ROE29.95%
Beta1.39
50D MA$523.34
200D MA$485.16
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
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