CACC
Credit Acceptance Corporation
NASDAQ: CACC · FINANCIAL SERVICES · CREDIT SERVICES
$500.62
-3.13% today
Updated 2026-04-29
Market cap
$5.53B
P/E ratio
14.12
P/S ratio
4.46x
EPS (TTM)
$36.40
Dividend yield
—
52W range
$402 – $550
Volume
0.2M
Credit Acceptance Corporation (CACC) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
5 of 8
Last 8 quarters
Avg EPS surprise
+1.3%
Last 4 quarters
Revenue YoY growth
+4.0%
Most recent quarter
EPS YoY growth
+11.6%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-1.6%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+15.0%
2026-01-29
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-01-29 | $11.35 | +13.4% | $433.43 | $498.24 | +15.0% |
| 2025-10-29 | $10.28 | +8.0% | $494.17 | $452.38 | -8.5% |
| 2025-07-31 | $8.56 | -12.9% | $504.55 | $447.51 | -11.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $10.01 | $11.35 | +13.4% | $579.90M | +4.0% |
| 2025-09-30 | $9.52 | $10.28 | +8.0% | $576.40M | +6.0% |
| 2025-06-30 | $9.83 | $8.56 | -12.9% | $575.60M | +8.3% |
| 2025-03-31 | $9.67 | $9.35 | -3.3% | $562.30M | +12.1% |
| 2024-12-31 | $7.93 | $10.17 | +28.2% | $557.70M | +14.9% |
| 2024-09-30 | $9.05 | $8.79 | -2.9% | $543.60M | +15.0% |
| 2024-06-30 | $8.91 | $10.29 | +15.5% | $531.30M | +12.4% |
| 2024-03-31 | $8.35 | $9.28 | +11.1% | $501.70M | — |
| 2023-12-31 | $5.43 | $7.29 | +34.3% | $485.40M | — |
| 2023-09-30 | $5.71 | $5.43 | -4.9% | $472.80M | — |
| 2023-06-30 | $8.18 | $1.69 | -79.3% | $472.60M | — |
Frequently asked questions
Has Credit Acceptance Corporation beaten earnings estimates?
Credit Acceptance Corporation has beaten Wall Street EPS estimates in 5 of its last 8 quarterly reports, with an average EPS surprise of +1.3% over the last 4 quarters.
How does CACC stock react to earnings?
CACC stock has moved an average of -1.6% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Credit Acceptance Corporation's revenue growth rate?
Credit Acceptance Corporation reported year-over-year revenue growth of +4.0% in its most recent quarter, with EPS growing +11.6% year-over-year.