WallStSmart
C

Citigroup Inc.

NYSE: C · FINANCIAL SERVICES · BANKS - DIVERSIFIED

$139.83
+1.27% today

Updated 2026-06-12

Market cap
$223.87B
P/E ratio
16.23
P/S ratio
2.84x
EPS (TTM)
$8.09
Dividend yield
1.83%
52W range
$74 – $135
Volume
11.8M

WallStSmart proprietary scores

82
out of 100
Grade: A
Strong Buy
Investment rating
8.7
Growth
A
3.0
Quality
D
6.5
Profitability
B
7.0
Valuation
B+
4/9
Piotroski F-Score
Moderate
-0.1
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$146.84
+5.01%
12-Month target
$102.13
-26.96%
Intrinsic (DCF)
Margin of safety
6 Strong Buy13 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 20.40% — above average
+ Revenue growth 15.90% QoQ
Risks
- Altman Z -0.10 — distress zone
- Negative free cash flow $-23.29B
- Debt/equity 3.55x — high leverage

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$100.22B$155.38B$170.71B$168.30B$78.73B$95.3B
Net income$14.85B$9.23B$12.68B$14.27B$5.79B
EPS$8.09$11.06
Free cash flow$19.44B$-80.00B$-26.17B$-74.15B$-23.29B
Profit margin14.81%5.94%7.43%8.48%20.40%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-08DUGAN, JOHN CUNNINGHAMSale2,117$125.30
2026-04-20LIVINGSTONE, DAVIDSale85,180$132.18
2026-04-15SKYLER, EDWARDSale25,000$131.41

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
C$223.87B828.76.57.03.0Exceptional Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Citigroup Inc. trades at $139.83. representing a P/E of 16.23x trailing earnings. Our Smart Value Score of 82/100 indicates the stock is excellent. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.10, it sits in the distress. TTM revenue stands at $78.73B. with profit margins at 20.40%.

Frequently asked questions

What is Citigroup Inc.'s stock price?

Citigroup Inc. (C) trades at $139.83, on a P/E of 16.2x and a P/S of 2.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Citigroup Inc. overvalued?

Citigroup Inc. carries a Smart Value Score of 82/100 (Grade A), which we rate Strong Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Citigroup Inc. (C)?

The 12-month analyst consensus target is $146.84, about 5.0% above the current $139.83. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of C by 2030?

Our research-backed model puts the 2030 base case at $59.71, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Citigroup Inc.'s revenue?

Citigroup Inc.'s trailing twelve-month revenue is $78.73B, and our model projects it reaching about $121.50B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Citigroup Inc.'s Altman Z-Score is -0.10, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - DIVERSIFIED
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio2.84x
ROE7.58%
Beta1.12
50D MA$124.00
200D MA$110.76
Shares out1.71B
Float1.70B
Short ratio
Avg volume11.8M

Performance

1 week+0.00%
1 month+9.49%
3 months+25.88%
YTD+15.80%
1 year
3 years
5 years