WallStSmart
BSRR

Sierra Bancorp

NASDAQ: BSRR · FINANCIAL SERVICES · BANKS - REGIONAL

$41.05
+0.17% today

Updated 2026-07-29

Market cap
$545.66M
P/E ratio
12.16
P/S ratio
3.57x
EPS (TTM)
$3.43
Dividend yield
2.46%
52W range
$26 – $43
Volume
0.1M

WallStSmart proprietary scores

76
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A
4.0
Quality
C
7.5
Profitability
B+
6.3
Valuation
B
3/9
Piotroski F-Score
Weak
-0.6
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$42.25
+2.92%
12-Month target
$41.79
+1.80%
Intrinsic (DCF)
Margin of safety
0 Strong Buy1 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 29.90% — above average
+ Free cash flow $10.98M — positive
+ Revenue growth 11.20% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.55 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$142.49M$168.93M$191.14M$201.98M$153.05M
Net income$33.66M$34.84M$40.56M$42.33M$-12.52M
EPS$3.43
Free cash flow$32.30M$51.83M$56.00M$32.17M$10.98M
Profit margin23.62%20.63%21.22%20.96%29.90%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-29BOYLE, HUGH FSale10,000$38.21
2026-05-22TREECE, CHRISTOPHER GSale10,000
2026-05-22TREECE, CHRISTOPHER GSale10,000$38.18

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
BSRR$545.66M768.07.56.34.0Strong Buy
BRK-B$1.06T626.76.55.08.0Buy
BRK-A$1.05T616.76.55.07.0Buy
JPM$900.78B8110.08.05.73.0Exceptional Buy
V$672.11B728.710.04.35.5Strong Buy
MA$480.32B708.010.04.35.5Strong Buy

Smart narrative

Sierra Bancorp trades at $41.05. representing a P/E of 12.16x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.55, it sits in the distress. TTM revenue stands at $153.05M. with profit margins at 29.90%.

Frequently asked questions

What is Sierra Bancorp's stock price?

Sierra Bancorp (BSRR) trades at $41.05, on a P/E of 12.2x and a P/S of 3.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Sierra Bancorp overvalued?

Sierra Bancorp carries a Smart Value Score of 76/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Sierra Bancorp (BSRR)?

The 12-month analyst consensus target is $42.25, about 2.9% above the current $41.05. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Sierra Bancorp's revenue?

Sierra Bancorp's trailing twelve-month revenue is $153.05M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Sierra Bancorp's Altman Z-Score is -0.55, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.57x
ROE12.58%
Beta0.76
50D MA$39.77
200D MA$34.91
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week-1.67%
1 month+0.22%
3 months+11.51%
YTD+25.95%
1 year
3 years
5 years