WallStSmart
BSRR

Sierra Bancorp

NASDAQ: BSRR · FINANCIAL SERVICES · BANKS - REGIONAL

$36.08
+1.63% today

Updated 2026-04-30

Market cap
$474.89M
P/E ratio
11.66
P/S ratio
3.18x
EPS (TTM)
$3.11
Dividend yield
2.80%
52W range
$25 – $39
Volume
0.1M

Sierra Bancorp (BSRR) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$91.99M$102.45M$93.92M$87.42M$80.43M$70.89M$70.74M$66.51M$68.41M$77.41M$84.31M$97.25M$116.65M$125.79M$127.03M$131.43M$142.49M$168.93M$191.14M$201.98M
Revenue growth (YoY)+11.4%-8.3%-6.9%-8.0%-11.9%-0.2%-6.0%+2.9%+13.1%+8.9%+15.3%+19.9%+7.8%+1.0%+3.5%+8.4%+18.6%+13.2%+5.7%
Cost of revenue$28.98M$34.69M$40.78M$33.75M$24.33M$17.66M$18.53M$7.57M$3.15M$2.58M$3.32M$4.08M$13.59M$16.13M$13.96M$400000.00$22.81M$54.44M$57.11M$52.80M
Gross profit$63.01M$67.76M$53.14M$53.67M$56.10M$53.24M$52.21M$58.94M$65.27M$74.83M$80.99M$93.17M$103.05M$109.66M$113.07M$131.03M$119.68M$114.48M$134.03M$149.18M
Gross margin68.5%66.1%56.6%61.4%69.8%75.1%73.8%88.6%95.4%96.7%96.1%95.8%88.3%87.2%89.0%99.7%84.0%67.8%70.1%73.9%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$16.77M$17.86M$16.67M$18.96M$20.87M$20.67M$20.73M$21.92M$24.14M$25.94M$28.59M$32.02M$36.99M$36.50M$40.18M$42.43M$47.05M$50.98M$50.34M$63.59M
Operating income$29.17M$31.78M$17.28M$9.54M$7.13M$8.34M$7.84M$16.46M$21.43M$27.14M$26.37M$33.18M$39.58M$47.72M$46.52M$57.20M$44.91M$46.46M$53.87M$56.40M
Operating margin31.7%31.0%18.4%10.9%8.9%11.8%11.1%24.8%31.3%35.1%31.3%34.1%33.9%37.9%36.6%43.5%31.5%27.5%28.2%27.9%
EBITDA$33.29M$35.23M$20.27M$12.64M$10.02M$11.04M$10.28M$18.59M$23.55M$29.54M$29.22M$36.72M$43.78M$51.78M$50.62M$61.47M$48.45M$49.70M$56.75M$56.40M
EBITDA margin36.2%34.4%21.6%14.5%12.5%15.6%14.5%28.0%34.4%38.2%34.7%37.8%37.5%41.2%39.9%46.8%34.0%29.4%29.7%27.9%
EBIT$29.17M$31.78M$17.28M$9.54M$7.13M$8.34M$7.84M$16.46M$21.43M$27.14M$26.37M$33.18M$39.58M$47.72M$46.52M$57.20M$44.91M$46.46M$53.87M
Interest expense$25.13M$31.43M$21.33M$12.18M$7.65M$5.66M$4.32M$3.22M$2.80M$2.58M$3.32M$5.22M$9.24M$13.58M$5.41M$4.05M$12.20M$50.72M$52.32M$46.70M
Income tax$9.98M$10.76M$3.87M$608000.00$-234000.00$564000.00$-344000.00$3.09M$6.19M$9.07M$8.80M$13.64M$9.91M$11.76M$11.08M$14.19M$11.26M$11.62M$13.31M$14.02M
Effective tax rate34.2%33.9%22.4%6.4%-3.3%6.8%-4.4%18.8%28.9%33.4%33.4%41.1%25.0%24.6%23.8%24.8%25.1%25.0%24.7%24.9%
Net income$19.19M$21.02M$13.41M$8.93M$7.36M$7.78M$8.19M$13.37M$15.24M$18.07M$17.57M$19.54M$29.68M$35.96M$35.44M$43.01M$33.66M$34.84M$40.56M$42.33M
Net income growth (YoY)+9.5%-36.2%-33.4%-17.5%+5.7%+5.2%+63.3%+14.0%+18.5%-2.8%+11.2%+51.9%+21.2%-1.4%+21.4%-21.7%+3.5%+16.4%+4.4%
Profit margin20.9%20.5%14.3%10.2%9.2%11.0%11.6%20.1%22.3%23.3%20.8%20.1%25.4%28.6%27.9%32.7%23.6%20.6%21.2%21.0%