BHB
Bar Harbor Bankshares Inc
AMEX: BHB · FINANCIAL SERVICES · BANKS - REGIONAL
$34.48
+1.38% today
Updated 2026-06-05
Market cap
$574.09M
P/E ratio
13.94
P/S ratio
3.32x
EPS (TTM)
$2.46
Dividend yield
3.64%
52W range
$27 – $36
Volume
0.1M
WallStSmart proprietary scores
66
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A4.0
Quality
C6.5
Profitability
B6.0
Valuation
B3/9
Piotroski F-Score
Weak
-0.6
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$37.00
+7.31%
12-Month target
$31.65
-8.21%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 23.30% — above average
+ Free cash flow $3.00M — positive
+ Revenue growth 25.70% QoQ
+ Debt/equity 0.40x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.58 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $161.17M | $150.41M | $224.44M | $243.34M | $173.00M |
| Net income | $43.56M | $44.85M | $43.54M | $36.92M | $13.54M |
| EPS | — | — | — | — | $2.46 |
| Free cash flow | $55.08M | $40.87M | $44.98M | $43.47M | $3.00M |
| Profit margin | 27.02% | 29.82% | 19.40% | 15.17% | 23.30% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-28 | CARAS, MATTHEW L | Buy | 760 | $34.68 |
| 2026-04-23 | WILLIAMS, JOHN MOGAN | Buy | 2,339 | — |
| 2026-04-23 | WILLIAMS, JOHN MOGAN | Sale | 1,811 | $34.38 |
Peer comparison
Smart narrative
Bar Harbor Bankshares Inc trades at $34.48. representing a P/E of 13.94x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.58, it sits in the distress. TTM revenue stands at $173.00M. with profit margins at 23.30%.
Frequently asked questions
What is Bar Harbor Bankshares Inc's stock price?
Bar Harbor Bankshares Inc (BHB) trades at $34.48, on a P/E of 13.9x and a P/S of 3.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Bar Harbor Bankshares Inc overvalued?
Bar Harbor Bankshares Inc carries a Smart Value Score of 66/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Bar Harbor Bankshares Inc (BHB)?
The 12-month analyst consensus target is $37.00, about 7.3% above the current $34.48. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of BHB by 2030?
Our research-backed model puts the 2030 base case at $40.98, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is Bar Harbor Bankshares Inc's revenue?
Bar Harbor Bankshares Inc's trailing twelve-month revenue is $173.00M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Bar Harbor Bankshares Inc's Altman Z-Score is -0.58, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeAMEX
CurrencyUSD
Quick metrics
P/S ratio3.32x
ROE7.48%
Beta0.60
50D MA$34.14
200D MA$32.25
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.1M
Performance
1 week+0.00%
1 month+8.23%
3 months+14.95%
YTD+15.78%
1 year—
3 years—
5 years—