BHB
Bar Harbor Bankshares Inc
NYSE MKT: BHB · FINANCIAL SERVICES · BANKS - REGIONAL
$34.28
-0.49% today
Updated 2026-04-30
Market cap
$578.11M
P/E ratio
14.04
P/S ratio
3.34x
EPS (TTM)
$2.46
Dividend yield
3.72%
52W range
$27 – $36
Volume
0.1M
Bar Harbor Bankshares Inc (BHB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $53.02M | $57.74M | $60.03M | $60.39M | $59.50M | $57.39M | $58.18M | $57.93M | $61.05M | $64.20M | $69.84M | $142.05M | $155.39M | $164.46M | $169.06M | $153.06M | $161.17M | $150.41M | $224.44M | $243.34M |
| Revenue growth (YoY) | — | +8.9% | +4.0% | +0.6% | -1.5% | -3.5% | +1.4% | -0.4% | +5.4% | +5.2% | +8.8% | +103.4% | +9.4% | +5.8% | +2.8% | -9.5% | +5.3% | -6.7% | +49.2% | +8.4% |
| Cost of revenue | $24.58M | $29.36M | $28.40M | $24.29M | $21.76M | $18.91M | $15.52M | $13.08M | $11.74M | $12.18M | $13.09M | $26.70M | $39.35M | $47.90M | $32.59M | $14.11M | $17.51M | $59.33M | $75.06M | $79.33M |
| Gross profit | $28.44M | $28.38M | $31.63M | $36.10M | $37.74M | $38.48M | $42.66M | $44.85M | $49.31M | $52.03M | $56.74M | $115.35M | $116.04M | $116.56M | $136.47M | $138.96M | $143.67M | $150.41M | $149.38M | $164.01M |
| Gross margin | 53.6% | 49.1% | 52.7% | 59.8% | 63.4% | 67.0% | 73.3% | 77.4% | 80.8% | 81.0% | 81.3% | 81.2% | 74.7% | 70.9% | 80.7% | 90.8% | 89.1% | 100.0% | 66.6% | 67.4% |
| R&D | — | — | — | — | — | $0.00 | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $9.29M | $9.37M | $10.83M | $13.35M | $13.55M | $13.91M | $14.88M | $15.92M | $17.54M | $18.63M | $21.13M | $43.88M | $44.18M | $47.64M | $48.92M | $47.12M | $49.68M | $54.26M | $56.66M | $72.31M |
| Operating income | $9.76M | $10.18M | $11.12M | $14.34M | $14.79M | $15.51M | $17.41M | $18.37M | $20.53M | $21.12M | $20.81M | $42.62M | $40.50M | $26.83M | $41.65M | $48.63M | $54.84M | $74.66M | $52.61M | $46.35M |
| Operating margin | 18.4% | 17.6% | 18.5% | 23.7% | 24.9% | 27.0% | 29.9% | 31.7% | 33.6% | 32.9% | 29.8% | 30.0% | 26.1% | 16.3% | 24.6% | 31.8% | 34.0% | 49.6% | 23.4% | 19.0% |
| EBITDA | $11.39M | $11.55M | $11.44M | $15.32M | $17.07M | $16.68M | $18.74M | $19.97M | $22.25M | $22.92M | $22.45M | $46.99M | $45.03M | $31.83M | $47.45M | $55.23M | $61.27M | $63.43M | $56.03M | $52.02M |
| EBITDA margin | 21.5% | 20.0% | 19.1% | 25.4% | 28.7% | 29.1% | 32.2% | 34.5% | 36.4% | 35.7% | 32.1% | 33.1% | 29.0% | 19.4% | 28.1% | 36.1% | 38.0% | 42.2% | 25.0% | 21.4% |
| EBIT | $9.76M | $10.18M | $11.12M | $14.34M | $14.79M | $15.51M | $17.41M | $18.37M | $20.53M | $21.12M | $20.81M | $42.62M | $40.50M | $26.83M | $41.65M | $48.63M | $54.84M | $57.12M | $52.61M | $46.35M |
| Interest expense | $24.45M | $28.91M | $26.40M | $21.09M | $19.43M | $16.52M | $13.87M | $11.66M | $9.90M | $10.39M | $12.11M | $23.91M | $36.57M | $45.58M | $26.92M | $15.23M | $12.85M | $56.51M | $74.89M | $75.04M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $6.88M | $7.16M | $7.73M | $10.35M | $10.66M | $11.04M | $12.47M | $13.18M | $14.61M | $15.15M | $14.93M | $25.99M | $32.94M | $22.62M | $33.24M | $39.30M | $43.56M | $44.85M | $43.54M | $36.92M |
| Net income growth (YoY) | — | +4.0% | +8.1% | +33.9% | +3.0% | +3.6% | +12.9% | +5.8% | +10.8% | +3.7% | -1.5% | +74.1% | +26.7% | -31.3% | +47.0% | +18.2% | +10.8% | +3.0% | -2.9% | -15.2% |
| Profit margin | 13.0% | 12.4% | 12.9% | 17.1% | 17.9% | 19.2% | 21.4% | 22.8% | 23.9% | 23.6% | 21.4% | 18.3% | 21.2% | 13.8% | 19.7% | 25.7% | 27.0% | 29.8% | 19.4% | 15.2% |