WallStSmart
ATLC

Atlanticus Holdings Corp Preferred

NASDAQ: ATLCP · FINANCIAL SERVICES · CREDIT SERVICES

$23.91
+3.13% today

Updated 2026-06-05

Market cap
$619.02M
P/E ratio
3.14
P/S ratio
EPS (TTM)
$7.61
Dividend yield
52W range
$20 – $25
Volume
0.0M

WallStSmart proprietary scores

59
out of 100
Grade: C+
Hold
Investment rating
10.0
Growth
A+
4.0
Quality
C
7.5
Profitability
B+
6.7
Valuation
B
1/9
Piotroski F-Score
Weak
0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$28.11
+17.59%
12-Month target
$28.11
+17.59%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Profit margin 21.40% — above average
+ Free cash flow $286.10M — positive
+ Revenue growth 60.80% QoQ
Risks
- Piotroski 1/9 — weak financial health
- Altman Z 0.36 — distress zone
- Debt/equity 9.23x — high leverage

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$374.42M$365.68M$459.57M$704.50M$628.89M
Net income$135.60M$102.84M$111.30M$122.20M$44.17M
EPS$7.61
Free cash flow$341.28M$455.32M$467.62M$632.94M$286.10M
Profit margin36.22%28.12%24.22%17.35%21.40%

Recent insider activity

DateInsiderTypeSharesPrice
2026-03-20SAUNDERS, MITCHELLSale70$54.67
2026-03-20MCCAMEY, WILLIAMSale330$54.67
2026-03-20HOWARD, JEFFREY A.Sale474$54.67

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
ATLCP$619.02M5910.07.56.74.0Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

Atlanticus Holdings Corp Preferred trades at $23.91. representing a P/E of 3.14x trailing earnings. Our Smart Value Score of 59/100 indicates the stock is fair. The company scores 1/9 on the Piotroski F-Score. With an Altman Z-Score of 0.36, it sits in the distress. TTM revenue stands at $628.89M. with profit margins at 21.40%.

Frequently asked questions

What is Atlanticus Holdings Corp Preferred's stock price?

Atlanticus Holdings Corp Preferred (ATLCP) trades at $23.91, on a P/E of 3.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Atlanticus Holdings Corp Preferred overvalued?

Atlanticus Holdings Corp Preferred carries a Smart Value Score of 59/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Atlanticus Holdings Corp Preferred (ATLCP)?

The 12-month analyst consensus target is $28.11, about 17.6% above the current $23.91. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Atlanticus Holdings Corp Preferred's revenue?

Atlanticus Holdings Corp Preferred's trailing twelve-month revenue is $628.89M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Atlanticus Holdings Corp Preferred's Altman Z-Score is 0.36, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio
ROE19.59%
Beta2.16
50D MA$23.57
200D MA$23.96
Shares out
Float0.01B
Short ratio
Avg volume0.0M

Performance

1 week+0.00%
1 month+2.72%
3 months+8.26%
YTD+1.19%
1 year
3 years
5 years