WallStSmart

Atlanticus Holdings Corp Preferred (ATLCP)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 59592% more annual revenue ($375.39B vs $628.89M). ATLCP leads profitability with a 21.4% profit margin vs 19.3%. ATLCP trades at a lower P/E of 3.1x. BRK-B earns a higher WallStSmart Score of 62/100 (C+).

ATLCP

Buy

59

out of 100

Grade: C

Growth: 10.0Profit: 7.5Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 0.36

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATLCP6 strengths · Avg: 9.8/10
P/E RatioValuation
3.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
31.0%10/10

Strong operational efficiency at 31.0%

Revenue GrowthGrowth
60.8%10/10

Revenue surging 60.8% year-over-year

EPS GrowthGrowth
50.2%10/10

Earnings expanding 50.2% YoY

Profit MarginProfitability
21.4%9/10

Keeps 21 of every $100 in revenue as profit

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.07T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

Areas to Watch

ATLCP4 concerns · Avg: 2.3/10
Market CapQuality
$619.02M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.362/10

Distress zone — elevated risk

Debt/EquityHealth
9.231/10

Elevated debt levels

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ATLCP

The strongest argument for ATLCP centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 21.4% and operating margin at 31.0%. Revenue growth of 60.8% demonstrates continued momentum.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bear Case : ATLCP

The primary concerns for ATLCP are Market Cap, Piotroski F-Score, Altman Z-Score. Debt-to-equity of 9.23 is elevated, increasing financial risk.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

ATLCP profiles as a growth stock while BRK-B is a value play — different risk/reward profiles.

ATLCP carries more volatility with a beta of 2.16 — expect wider price swings.

ATLCP is growing revenue faster at 60.8% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (62/100 vs 59/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Atlanticus Holdings Corp Preferred

FINANCIAL SERVICES · CREDIT SERVICES · USA

Atlanticus Holdings Corp Preferred (ATLCP) is a key player in the alternative finance sector, offering innovative credit solutions designed to improve financial access for underserved consumers. A subsidiary of Atlanticus Holdings Corporation, the company utilizes advanced technology and data analytics to address the limitations of traditional lending practices. With a diverse portfolio of lending platforms and strategic partnerships, ATLCP is firmly positioned to capitalize on growth opportunities while promoting responsible lending and financial inclusivity. Committed to sustainable value creation, Atlanticus not only empowers consumers with essential financial resources but also aims to deliver attractive returns for its investors.

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Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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