ASRV
AmeriServ Financial Inc
NASDAQ: ASRV · FINANCIAL SERVICES · BANKS - REGIONAL
$3.75
-1.06% today
Updated 2026-06-05
Market cap
$63.62M
P/E ratio
11.36
P/S ratio
1.15x
EPS (TTM)
$0.33
Dividend yield
3.18%
52W range
$3 – $4
Volume
0.0M
WallStSmart proprietary scores
52
out of 100
Grade: C
Hold
Investment rating
4.7
Growth
C5.3
Quality
C+5.5
Profitability
C+7.7
Valuation
B+5/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
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Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$5.19
+38.40%
12-Month target
$3.86
+2.93%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
Insufficient data
Risks
- Negative free cash flow $-44000.00
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $65.75M | $77.25M | $84.48M | $88.34M | $55.56M |
| Net income | $7.45M | $-3.35M | $3.60M | $5.61M | $1.79M |
| EPS | — | — | — | — | $0.33 |
| Free cash flow | $3.13M | $4.91M | $976000.00 | $2.06M | $-44000.00 |
| Profit margin | 11.33% | -4.33% | 4.26% | 6.35% | 9.90% |
Peer comparison
Smart narrative
AmeriServ Financial Inc trades at $3.75. representing a P/E of 11.36x trailing earnings. Our Smart Value Score of 52/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $55.56M. with profit margins at 9.90%.
Frequently asked questions
What is AmeriServ Financial Inc's stock price?
AmeriServ Financial Inc (ASRV) trades at $3.75, on a P/E of 11.4x and a P/S of 1.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is AmeriServ Financial Inc overvalued?
AmeriServ Financial Inc carries a Smart Value Score of 52/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of AmeriServ Financial Inc (ASRV)?
The 12-month analyst consensus target is $5.19, about 38.4% above the current $3.75. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is AmeriServ Financial Inc's revenue?
AmeriServ Financial Inc's trailing twelve-month revenue is $55.56M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.15x
ROE4.55%
Beta0.46
50D MA$3.79
200D MA$3.36
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
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