ASRV
AmeriServ Financial Inc
NASDAQ: ASRV · FINANCIAL SERVICES · BANKS - REGIONAL
$3.96
+4.21% today
Updated 2026-04-30
Market cap
$65.99M
P/E ratio
11.79
P/S ratio
1.19x
EPS (TTM)
$0.33
Dividend yield
3.05%
52W range
$2 – $4
Volume
0.0M
WallStSmart proprietary scores
52
out of 100
Grade: C
Hold
Investment rating
4.7
Growth
C4.8
Quality
C5.5
Profitability
C+7.7
Valuation
B+4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$5.19
+31.06%
12-Month target
$3.86
-2.53%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
Insufficient data
Risks
- Negative free cash flow $-3.69M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $65.75M | $77.25M | $84.48M | $88.34M | $55.56M |
| Net income | $7.45M | $-3.35M | $3.60M | $5.61M | $1.79M |
| EPS | — | — | — | — | $0.33 |
| Free cash flow | $3.13M | $4.91M | $976000.00 | $2.06M | $-3.69M |
| Profit margin | 11.33% | -4.33% | 4.26% | 6.35% | 9.90% |
Peer comparison
Smart narrative
AmeriServ Financial Inc trades at $3.96. representing a P/E of 11.79x trailing earnings. Our Smart Value Score of 52/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $55.56M. with profit margins at 9.90%.
Frequently asked questions
What is AmeriServ Financial Inc's stock price?
AmeriServ Financial Inc (ASRV) trades at $3.96.
Is AmeriServ Financial Inc overvalued?
Smart Value Score 52/100 (Grade C, Hold).
What is the price target of AmeriServ Financial Inc (ASRV)?
The analyst target price is $5.19, representing +31.1% upside from the current price of $3.96.
What is AmeriServ Financial Inc's revenue?
TTM revenue is $55.56M.
Piotroski F-Score?
4/9 — moderate financial health.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.19x
ROE4.75%
Beta0.43
50D MA$3.75
200D MA$3.25
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
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YTD—
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