AmeriServ Financial Inc (ASRV)vsBerkshire Hathaway Inc (BRK-A)
ASRV
AmeriServ Financial Inc
$4.50
+0.67%
FINANCIAL SERVICES · Cap: $70.23M
BRK-A
Berkshire Hathaway Inc
$763,167.00
-0.63%
FINANCIAL SERVICES · Cap: $1.05T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 621403% more annual revenue ($375.39B vs $60.40M). BRK-A leads profitability with a 19.3% profit margin vs 14.1%. ASRV appears more attractively valued with a PEG of 0.95. ASRV earns a higher WallStSmart Score of 66/100 (B-).
ASRV
Strong Buy66
out of 100
Grade: B-
BRK-A
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 42.6% year-over-year
Growing faster than its price suggests
Strong operational efficiency at 22.2%
Mega-cap, among the largest globally
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 5.5B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
ROE of 4.5% — below average capital efficiency
Earnings declined 8.2%
Negative free cash flow — burning cash
4.4% revenue growth
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : ASRV
The strongest argument for ASRV centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 42.6% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.
Bull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, EPS Growth, Debt/Equity. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bear Case : ASRV
The primary concerns for ASRV are Market Cap, Return on Equity, EPS Growth.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Key Dynamics to Monitor
ASRV profiles as a growth stock while BRK-A is a value play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.61 — expect wider price swings.
ASRV is growing revenue faster at 42.6% — sustainability is the question.
BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
ASRV scores higher overall (66/100 vs 61/100) and 42.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AmeriServ Financial Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
AmeriServ Financial, Inc. is the banking holding company for AmeriServ Financial Bank offering a variety of consumer, mortgage and commercial financial products. The company is headquartered in Johnstown, Pennsylvania.
Visit Website →Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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