AmeriServ Financial Inc (ASRV)vsBerkshire Hathaway Inc (BRK-A)
ASRV
AmeriServ Financial Inc
$4.89
-1.21%
FINANCIAL SERVICES · Cap: $83.03M
BRK-A
Berkshire Hathaway Inc
$766,000.00
+0.62%
FINANCIAL SERVICES · Cap: $1.09T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 636788% more annual revenue ($384.69B vs $60.40M). BRK-A leads profitability with a 22.3% profit margin vs 14.1%. ASRV appears more attractively valued with a PEG of 0.95. BRK-A earns a higher WallStSmart Score of 74/100 (B).
ASRV
Strong Buy66
out of 100
Grade: B-
BRK-A
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 42.6% year-over-year
Growing faster than its price suggests
Strong operational efficiency at 22.2%
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
Smaller company, higher risk/reward
ROE of 4.5% — below average capital efficiency
Earnings declined 8.2%
Negative free cash flow — burning cash
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : ASRV
The strongest argument for ASRV centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 42.6% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.
Bull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bear Case : ASRV
The primary concerns for ASRV are Market Cap, Return on Equity, EPS Growth.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Key Dynamics to Monitor
ASRV profiles as a growth stock while BRK-A is a mature play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.
ASRV is growing revenue faster at 42.6% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (74/100 vs 66/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AmeriServ Financial Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
AmeriServ Financial, Inc. is the banking holding company for AmeriServ Financial Bank offering a variety of consumer, mortgage and commercial financial products. The company is headquartered in Johnstown, Pennsylvania.
Visit Website →Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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