AFRM
Affirm Holdings Inc
NASDAQ: AFRM · FINANCIAL SERVICES · CREDIT SERVICES
$64.01
-4.97% today
Updated 2026-05-08
Market cap
$21.85B
P/E ratio
80.96
P/S ratio
5.88x
EPS (TTM)
$0.81
Dividend yield
—
52W range
$42 – $100
Volume
5.5M
WallStSmart proprietary scores
61
out of 100
Grade: C+
Hold
Investment rating
9.3
Growth
A+7.0
Quality
B+5.0
Profitability
C+5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
1.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →195 stocks currently score above 75
Price targets
Analyst target
$79.08
+23.54%
12-Month target
$24.44
-61.82%
Intrinsic (DCF)
—
Margin of safety
—
4 Strong Buy19 Buy8 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $118.03M — positive
+ Revenue growth 29.60% QoQ
+ Debt/equity 0.32x — low leverage
Risks
- Altman Z 1.31 — distress zone
- P/E 80.96x — expensive valuation
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.35B | $1.59B | $2.32B | $3.22B | $3.72B |
| Net income | $-707.42M | $-985.35M | $-517.76M | $52.19M | $129.59M |
| EPS | — | — | — | — | $0.81 |
| Free cash flow | $-273.90M | $-108.59M | $290.84M | $601.72M | $118.03M |
| Profit margin | -52.43% | -62.05% | -22.29% | 1.62% | 7.60% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-14 | WATSON, NOEL BERTRAM | Sale | 2,000 | $55.00 |
| 2026-04-07 | QUARLES, CHRISTA S | Sale | 53,697 | — |
| 2026-04-02 | QUARLES, CHRISTA S | Sale | 60,445 | — |
Peer comparison
Smart narrative
Affirm Holdings Inc trades at $64.01. representing a P/E of 80.96x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 1.31, it sits in the distress. TTM revenue stands at $3.72B. with profit margins at 7.60%.
Frequently asked questions
What is Affirm Holdings Inc's stock price?
Affirm Holdings Inc (AFRM) trades at $64.01.
Is Affirm Holdings Inc overvalued?
Smart Value Score 61/100 (Grade C+, Hold).
What is the price target of Affirm Holdings Inc (AFRM)?
The analyst target price is $79.08, representing +23.5% upside from the current price of $64.01.
What is Affirm Holdings Inc's revenue?
TTM revenue is $3.72B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
1.31 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio5.88x
ROE8.92%
Beta3.72
50D MA$53.08
200D MA$67.64
Shares out0.29B
Float0.28B
Short ratio—
Avg volume5.5M
Performance
1 week-5.23%
1 month+31.90%
3 months+12.24%
YTD-14.00%
1 year—
3 years—
5 years—