AFRM
Affirm Holdings Inc
NASDAQ: AFRM · FINANCIAL SERVICES · CREDIT SERVICES
$63.48
+0.51% today
Updated 2026-04-29
Market cap
$21.04B
P/E ratio
77.98
P/S ratio
5.66x
EPS (TTM)
$0.81
Dividend yield
—
52W range
$42 – $100
Volume
5.5M
Affirm Holdings Inc (AFRM) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+115.4%
Last 4 quarters
Revenue YoY growth
+29.6%
Most recent quarter
EPS YoY growth
+58.8%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+2.9%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
+14.0%
2025-08-28
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-02-05 | $0.37 | +37.0% | $62.16 | $57.03 | -8.3% |
| 2025-11-06 | $0.23 | +109.1% | $71.52 | $73.62 | +2.9% |
| 2025-08-28 | $0.53 | +328.9% | $77.59 | $88.46 | +14.0% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.27 | $0.37 | +37.0% | $1.12B | +29.6% |
| 2025-09-30 | $0.11 | $0.23 | +109.1% | $933.34M | +33.6% |
| 2025-06-30 | $0.12 | $0.53 | +328.9% | $876.42M | +33.0% |
| 2025-03-31 | $-0.01 | $0.01 | +200.0% | $783.13M | +35.9% |
| 2024-12-31 | $-0.23 | $0.23 | +202.8% | $866.38M | +46.6% |
| 2024-09-30 | $-0.35 | $-0.31 | +11.4% | $698.48M | +40.7% |
| 2024-06-30 | $-0.51 | $-0.14 | +72.5% | $659.18M | +47.9% |
| 2024-03-31 | $-0.67 | $-0.43 | +35.8% | $576.16M | — |
| 2023-12-31 | $-0.72 | $-0.54 | +25.0% | $591.11M | — |
| 2023-09-30 | $-0.70 | $-0.57 | +18.6% | $496.55M | — |
| 2023-06-30 | $-0.85 | $-0.69 | +18.8% | $445.82M | — |
Frequently asked questions
Has Affirm Holdings Inc beaten earnings estimates?
Affirm Holdings Inc has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +115.4% over the last 3 quarters.
How does AFRM stock react to earnings?
AFRM stock has moved an average of +2.9% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is Affirm Holdings Inc's revenue growth rate?
Affirm Holdings Inc reported year-over-year revenue growth of +29.6% in its most recent quarter, with EPS growing +58.8% year-over-year.