ACIC
American Coastal Insurance Corp
NASDAQ: ACIC · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$11.85
-3.27% today
Updated 2026-04-29
Market cap
$572.86M
P/E ratio
5.51
P/S ratio
1.71x
EPS (TTM)
$2.15
Dividend yield
6.12%
52W range
$9 – $12
Volume
0.2M
WallStSmart proprietary scores
76
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A6.0
Quality
B9.5
Profitability
A+5.7
Valuation
C+4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$14.00
+18.14%
12-Month target
$11.42
-3.63%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 31.90% — above average
+ ROE 38.60% — strong efficiency
+ Debt/equity 0.49x — low leverage
Risks
- Negative free cash flow $-47.81M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $220.78M | $263.68M | $296.66M | $335.44M | $335.44M |
| Net income | $-469.86M | $309.91M | $75.72M | $106.84M | $26.56M |
| EPS | — | — | — | — | $2.15 |
| Free cash flow | $-176.16M | $-136.20M | $243.49M | $70.87M | $-47.81M |
| Profit margin | -212.81% | 117.53% | 25.52% | 31.85% | 31.90% |
Peer comparison
Smart narrative
American Coastal Insurance Corp trades at $11.85. representing a P/E of 5.51x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $335.44M. with profit margins at 31.90%.
Frequently asked questions
What is American Coastal Insurance Corp's stock price?
American Coastal Insurance Corp (ACIC) trades at $11.85.
Is American Coastal Insurance Corp overvalued?
Smart Value Score 76/100 (Grade B+, Buy).
What is the price target of American Coastal Insurance Corp (ACIC)?
The analyst target price is $14.00, representing +18.1% upside from the current price of $11.85.
What is the future stock price of ACIC by 2030?
Our revenue-driven model estimates American Coastal Insurance Corp could reach $5.57 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is American Coastal Insurance Corp's revenue?
TTM revenue is $335.44M.
Piotroski F-Score?
4/9 — moderate financial health.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.71x
ROE38.60%
Beta-0.61
50D MA$11.44
200D MA$11.44
Shares out0.05B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
1 week-1.41%
1 month+7.83%
3 months+7.24%
YTD-6.18%
1 year—
3 years—
5 years—