ACIC
American Coastal Insurance Corp
NASDAQ: ACIC · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$11.85
-3.27% today
Updated 2026-04-29
Market cap
$572.86M
P/E ratio
5.51
P/S ratio
1.71x
EPS (TTM)
$2.15
Dividend yield
6.12%
52W range
$9 – $12
Volume
0.2M
American Coastal Insurance Corp (ACIC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $82.45M | $268228.00 | $101.06M | $88.47M | $79.99M | $96.42M | $131.23M | $208.08M | $280.23M | $357.57M | $487.12M | $654.42M | $723.94M | $825.12M | $846.66M | $228.69M | $220.78M | $263.68M | $296.66M | $335.44M |
| Revenue growth (YoY) | — | -99.7% | +37577.6% | -12.5% | -9.6% | +20.5% | +36.1% | +58.6% | +34.7% | +27.6% | +36.2% | +34.3% | +10.6% | +14.0% | +2.6% | -73.0% | -3.5% | +19.4% | +12.5% | +13.1% |
| Cost of revenue | $82.45M | $51.37M | $17.62M | $64.24M | $67.43M | $67.92M | $95.29M | $149.45M | $183.73M | $270.51M | $416.01M | $540.98M | $611.73M | $737.76M | $844.32M | $182.25M | $177.10M | $122.11M | $140.31M | $46.04M |
| Gross profit | — | $268228.00 | $83.45M | $24.23M | $12.56M | $28.50M | $35.95M | $58.63M | $96.50M | $87.06M | $71.11M | $113.44M | $112.21M | $87.36M | $2.34M | $46.44M | $43.68M | $141.56M | $156.35M | $289.40M |
| Gross margin | 0.0% | 100.0% | 82.6% | 27.4% | 15.7% | 29.6% | 27.4% | 28.2% | 34.4% | 24.3% | 14.6% | 17.3% | 15.5% | 10.6% | 0.3% | 20.3% | 19.8% | 53.7% | 52.7% | 86.3% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | $357.70M | — |
| SG&A | — | $4.87M | $35.14M | $47.47M | $7.51M | $9.67M | $11.73M | $14.55M | $20.01M | $29.85M | $42.96M | $81.76M | $66.11M | $65.99M | $72.06M | $31.42M | $32.00M | $31.78M | $36.98M | $23.62M |
| Operating income | $18.21M | $153962.00 | $41.60M | $6.33M | $-1.41M | $13.02M | $15.71M | $34.49M | $64.41M | $41.86M | $7.00M | $910000.00 | $-4.24M | $-32.61M | $-132.10M | $-10.42M | $1.68M | $96.08M | $111.59M | $142.73M |
| Operating margin | 22.1% | 57.4% | 41.2% | 7.2% | -1.8% | 13.5% | 12.0% | 16.6% | 23.0% | 11.7% | 1.4% | 0.1% | -0.6% | -4.0% | -15.6% | -4.6% | 0.8% | 36.4% | 37.6% | 42.6% |
| EBITDA | $18.28M | $153962.00 | $45.20M | $10.69M | $1.47M | $14.28M | $16.75M | $35.55M | $65.62M | $45.51M | $19.44M | $41.69M | $24.11M | $-10.83M | $-111.47M | $10.65M | $34.48M | $117.58M | $122.52M | $174.15M |
| EBITDA margin | 22.2% | 57.4% | 44.7% | 12.1% | 1.8% | 14.8% | 12.8% | 17.1% | 23.4% | 12.7% | 4.0% | 6.4% | 3.3% | -1.3% | -13.2% | 4.7% | 15.6% | 44.6% | 41.3% | 51.9% |
| EBIT | $18.21M | $153962.00 | $44.41M | $9.50M | $359000.00 | $13.56M | $16.07M | $34.85M | $64.82M | $42.19M | $7.73M | $4.16M | $5.63M | $-22.82M | $-122.52M | $-1.11M | $11.16M | $106.95M | $113.66M | $153.55M |
| Interest expense | $5.02M | $6.08M | $2.81M | $3.18M | $1.77M | $548000.00 | $355000.00 | $367000.00 | $410000.00 | $326000.00 | $723000.00 | $3.25M | $9.87M | $9.78M | $9.58M | $9.30M | $9.48M | $10.88M | $12.00M | $10.81M |
| Income tax | $-4.01M | $71505.00 | $8.18M | $2.27M | $-483000.00 | $4.93M | $6.01M | $14.14M | $23.40M | $14.50M | $1.30M | $-9.23M | $-4.63M | $-3.12M | $-36.60M | $-6.70M | $26.23M | $10.88M | $25.34M | — |
| Effective tax rate | -30.4% | 46.4% | 19.7% | 35.9% | 34.3% | 37.9% | 38.2% | 41.0% | 36.3% | 34.6% | 18.6% | -1014.8% | 106.7% | 9.5% | 27.5% | 10.4% | -5.9% | 3.4% | 25.1% | 0.0% |
| Net income | $17.21M | $82457.00 | $33.42M | $4.06M | $-925000.00 | $8.09M | $9.71M | $20.34M | $41.01M | $27.36M | $5.70M | $10.14M | $290000.00 | $-29.87M | $-96.45M | $-57.92M | $-469.86M | $309.91M | $75.72M | $106.84M |
| Net income growth (YoY) | — | -99.5% | +40429.0% | -87.9% | -122.8% | +974.4% | +20.0% | +109.6% | +101.6% | -33.3% | -79.2% | +78.0% | -97.1% | -10400.7% | -222.9% | +40.0% | -711.2% | +166.0% | -75.6% | +41.1% |
| Profit margin | 20.9% | 30.7% | 33.1% | 4.6% | -1.2% | 8.4% | 7.4% | 9.8% | 14.6% | 7.7% | 1.2% | 1.6% | 0.0% | -3.6% | -11.4% | -25.3% | -212.8% | 117.5% | 25.5% | 31.8% |