Lendingtree Inc (TREE)vsVoya Financial Inc (VOYA)
TREE
Lendingtree Inc
$42.50
+0.63%
FINANCIAL SERVICES · Cap: $591.64M
VOYA
Voya Financial Inc
$68.21
+0.52%
FINANCIAL SERVICES · Cap: $6.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Voya Financial Inc generates 633% more annual revenue ($8.19B vs $1.12B). TREE leads profitability with a 13.5% profit margin vs 8.0%. VOYA appears more attractively valued with a PEG of 1.19. TREE earns a higher WallStSmart Score of 72/100 (B).
TREE
Strong Buy72
out of 100
Grade: B
VOYA
Strong Buy70
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+91.7%
Fair Value
$504.50
Current Price
$42.49
$462.00 discount
Margin of Safety
+74.4%
Fair Value
$294.37
Current Price
$68.21
$226.16 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 77 in profit
Reasonable price relative to book value
Revenue surging 22.2% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 48.1% YoY
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
8.0% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : TREE
The strongest argument for TREE centers on P/E Ratio, Return on Equity, Price/Book. Revenue growth of 22.2% demonstrates continued momentum.
Bull Case : VOYA
The strongest argument for VOYA centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.19 suggests the stock is reasonably priced for its growth.
Bear Case : TREE
The primary concerns for TREE are Market Cap, PEG Ratio.
Bear Case : VOYA
The primary concerns for VOYA are Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
TREE profiles as a growth stock while VOYA is a value play — different risk/reward profiles.
TREE carries more volatility with a beta of 2.30 — expect wider price swings.
TREE is growing revenue faster at 22.2% — sustainability is the question.
VOYA generates stronger free cash flow (557M), providing more financial flexibility.
Bottom Line
TREE scores higher overall (72/100 vs 70/100) and 22.2% revenue growth. VOYA offers better value entry with a 74.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lendingtree Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates an online consumer platform in the United States. The company is headquartered in Charlotte, North Carolina.
Voya Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.
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