WallStSmart

Orix Corp Ads (IX)vsVoya Financial Inc (VOYA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Orix Corp Ads generates 38113% more annual revenue ($3.13T vs $8.19B). IX leads profitability with a 15.0% profit margin vs 8.0%. VOYA appears more attractively valued with a PEG of 1.19. VOYA earns a higher WallStSmart Score of 70/100 (B).

IX

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 6.5Value: 7.3Quality: 7.0
Piotroski: 3/9Altman Z: 1.03

VOYA

Strong Buy

70

out of 100

Grade: B

Growth: 7.3Profit: 5.0Value: 10.0Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IXUndervalued (+70.8%)

Margin of Safety

+70.8%

Fair Value

$122.62

Current Price

$30.47

$92.15 discount

UndervaluedFair: $122.62Overvalued
VOYAUndervalued (+74.4%)

Margin of Safety

+74.4%

Fair Value

$294.37

Current Price

$68.21

$226.16 discount

UndervaluedFair: $294.37Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IX3 strengths · Avg: 9.3/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
36.6%8/10

Earnings expanding 36.6% YoY

VOYA3 strengths · Avg: 9.3/10
P/E RatioValuation
10.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
48.1%8/10

Earnings expanding 48.1% YoY

Areas to Watch

IX4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.463/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.722/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

VOYA2 concerns · Avg: 3.0/10
Profit MarginProfitability
8.0%3/10

8.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : IX

The strongest argument for IX centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 12.5% demonstrates continued momentum.

Bull Case : VOYA

The strongest argument for VOYA centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.19 suggests the stock is reasonably priced for its growth.

Bear Case : IX

The primary concerns for IX are Debt/Equity, Piotroski F-Score, PEG Ratio.

Bear Case : VOYA

The primary concerns for VOYA are Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

VOYA carries more volatility with a beta of 0.89 — expect wider price swings.

IX is growing revenue faster at 12.5% — sustainability is the question.

Monitor FINANCIAL CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IX scores higher overall (70/100 vs 70/100) and 12.5% revenue growth. VOYA offers better value entry with a 74.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Orix Corp Ads

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

ORIX Corporation offers diversified financial services in Japan, America, Asia, Europe, Australasia, the Middle East, and internationally. The company is headquartered in Tokyo, Japan.

Visit Website →

Voya Financial Inc

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.

Want to dig deeper into these stocks?