WallStSmart

Orix Corp Ads (IX)vsVoya Financial Inc (VOYA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Orix Corp Ads generates 42277% more annual revenue ($3.46T vs $8.17B). IX leads profitability with a 17.9% profit margin vs 7.5%. VOYA appears more attractively valued with a PEG of 1.19. IX earns a higher WallStSmart Score of 72/100 (B).

IX

Strong Buy

72

out of 100

Grade: B

Growth: 8.0Profit: 6.5Value: 5.7Quality: 5.0
Piotroski: 5/9Altman Z: 1.21

VOYA

Hold

47

out of 100

Grade: D+

Growth: 3.3Profit: 5.0Value: 6.3Quality: 6.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IX5 strengths · Avg: 9.2/10
P/E RatioValuation
10.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
170.6%10/10

Earnings expanding 170.6% YoY

Operating MarginProfitability
21.5%8/10

Strong operational efficiency at 21.5%

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

VOYA2 strengths · Avg: 8.0/10
P/E RatioValuation
17.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

IX3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.343/10

Elevated debt levels

PEG RatioValuation
2.722/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

VOYA3 concerns · Avg: 2.3/10
Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Revenue GrowthGrowth
-4.3%2/10

Revenue declined 4.3%

EPS GrowthGrowth
-41.6%2/10

Earnings declined 41.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : IX

The strongest argument for IX centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 17.9% and operating margin at 21.5%. Revenue growth of 17.4% demonstrates continued momentum.

Bull Case : VOYA

The strongest argument for VOYA centers on P/E Ratio, Price/Book. PEG of 1.19 suggests the stock is reasonably priced for its growth.

Bear Case : IX

The primary concerns for IX are Debt/Equity, PEG Ratio, Altman Z-Score.

Bear Case : VOYA

The primary concerns for VOYA are Profit Margin, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

IX profiles as a growth stock while VOYA is a value play — different risk/reward profiles.

VOYA carries more volatility with a beta of 0.89 — expect wider price swings.

IX is growing revenue faster at 17.4% — sustainability is the question.

Monitor FINANCIAL CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IX scores higher overall (72/100 vs 47/100), backed by strong 17.9% margins and 17.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Orix Corp Ads

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

ORIX Corporation offers diversified financial services in Japan, America, Asia, Europe, Australasia, the Middle East, and internationally. The company is headquartered in Tokyo, Japan.

Visit Website →

Voya Financial Inc

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.

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