BRC Group Holdings, Inc. (RILY)vsVoya Financial Inc (VOYA)
RILY
BRC Group Holdings, Inc.
$4.23
+6.02%
FINANCIAL SERVICES · Cap: $135.06M
VOYA
Voya Financial Inc
$96.56
-0.29%
FINANCIAL SERVICES · Cap: $8.52B
Smart Verdict
WallStSmart Research — data-driven comparison
Voya Financial Inc generates 666% more annual revenue ($8.17B vs $1.07B). RILY leads profitability with a 38.6% profit margin vs 7.5%. RILY trades at a lower P/E of 0.3x. VOYA earns a higher WallStSmart Score of 50/100 (D+).
RILY
Hold49
out of 100
Grade: D+
VOYA
Hold50
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
ROE of -3385.0% — below average capital efficiency
Earnings declined 90.0%
Distress zone — elevated risk
7.5% margin — thin
Revenue declined 4.3%
Earnings declined 41.6%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RILY
The strongest argument for RILY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 38.6% and operating margin at 11.8%. Revenue growth of 10.4% demonstrates continued momentum.
Bull Case : VOYA
The strongest argument for VOYA centers on P/E Ratio, Price/Book. PEG of 1.19 suggests the stock is reasonably priced for its growth.
Bear Case : RILY
The primary concerns for RILY are Market Cap, Return on Equity, EPS Growth. Debt-to-equity of 9.31 is elevated, increasing financial risk.
Bear Case : VOYA
The primary concerns for VOYA are Profit Margin, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
RILY profiles as a mature stock while VOYA is a value play — different risk/reward profiles.
RILY carries more volatility with a beta of 1.24 — expect wider price swings.
RILY is growing revenue faster at 10.4% — sustainability is the question.
VOYA generates stronger free cash flow (503M), providing more financial flexibility.
Bottom Line
VOYA scores higher overall (50/100 vs 49/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BRC Group Holdings, Inc.
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.
Voya Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.
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