BRC Group Holdings, Inc. (RILYL)vsVoya Financial Inc (VOYA)
RILYL
BRC Group Holdings, Inc.
$13.09
+0.69%
FINANCIAL SERVICES · Cap: $536.57M
VOYA
Voya Financial Inc
$103.41
+0.72%
FINANCIAL SERVICES · Cap: $9.32B
Smart Verdict
WallStSmart Research — data-driven comparison
Voya Financial Inc generates 666% more annual revenue ($8.17B vs $1.07B). RILYL leads profitability with a 38.6% profit margin vs 7.5%. RILYL trades at a lower P/E of 2.2x. VOYA earns a higher WallStSmart Score of 47/100 (D+).
RILYL
Avoid30
out of 100
Grade: F
VOYA
Hold47
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 277 in profit
Keeps 39 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Earnings declined 90.0%
Distress zone — elevated risk
Elevated debt levels
7.5% margin — thin
Revenue declined 4.3%
Earnings declined 41.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : RILYL
The strongest argument for RILYL centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 38.6% and operating margin at 11.8%. Revenue growth of 10.4% demonstrates continued momentum.
Bull Case : VOYA
The strongest argument for VOYA centers on P/E Ratio, Price/Book. PEG of 1.19 suggests the stock is reasonably priced for its growth.
Bear Case : RILYL
The primary concerns for RILYL are Market Cap, EPS Growth, Altman Z-Score. Debt-to-equity of 9.31 is elevated, increasing financial risk.
Bear Case : VOYA
The primary concerns for VOYA are Profit Margin, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
RILYL profiles as a mature stock while VOYA is a value play — different risk/reward profiles.
RILYL carries more volatility with a beta of 1.22 — expect wider price swings.
RILYL is growing revenue faster at 10.4% — sustainability is the question.
VOYA generates stronger free cash flow (503M), providing more financial flexibility.
Bottom Line
VOYA scores higher overall (47/100 vs 30/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BRC Group Holdings, Inc.
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.
Visit Website →Voya Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.
Compare with Other FINANCIAL CONGLOMERATES Stocks
Want to dig deeper into these stocks?