B. Riley Financial Inc (RILYL)vsVoya Financial Inc (VOYA)
RILYL
B. Riley Financial Inc
$12.08
+2.11%
FINANCIAL SERVICES · Cap: $536.57M
VOYA
Voya Financial Inc
$68.21
+0.52%
FINANCIAL SERVICES · Cap: $6.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Voya Financial Inc generates 863% more annual revenue ($8.19B vs $850.34M). RILYL leads profitability with a 26.3% profit margin vs 8.0%. RILYL trades at a lower P/E of 1.9x. VOYA earns a higher WallStSmart Score of 70/100 (B).
RILYL
Hold36
out of 100
Grade: F
VOYA
Strong Buy70
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.2%
Fair Value
$40.80
Current Price
$12.08
$28.72 discount
Margin of Safety
+74.4%
Fair Value
$294.37
Current Price
$68.21
$226.16 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Revenue surging 89.0% year-over-year
Conservative balance sheet, low leverage
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 48.1% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of -33.9% — below average capital efficiency
Earnings declined 9.5%
Distress zone — elevated risk
8.0% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : RILYL
The strongest argument for RILYL centers on P/E Ratio, Revenue Growth, Debt/Equity. Profitability is solid with margins at 26.3% and operating margin at 18.2%. Revenue growth of 89.0% demonstrates continued momentum.
Bull Case : VOYA
The strongest argument for VOYA centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.19 suggests the stock is reasonably priced for its growth.
Bear Case : RILYL
The primary concerns for RILYL are Market Cap, Return on Equity, EPS Growth.
Bear Case : VOYA
The primary concerns for VOYA are Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
RILYL profiles as a growth stock while VOYA is a value play — different risk/reward profiles.
RILYL carries more volatility with a beta of 1.30 — expect wider price swings.
RILYL is growing revenue faster at 89.0% — sustainability is the question.
VOYA generates stronger free cash flow (557M), providing more financial flexibility.
Bottom Line
VOYA scores higher overall (70/100 vs 36/100). RILYL offers better value entry with a 74.2% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
B. Riley Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.
Visit Website →Voya Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
Voya Financial, Inc. is a retirement, investment and employee benefits company in the United States. The company is headquartered in New York, New York.
Compare with Other FINANCIAL CONGLOMERATES Stocks
Want to dig deeper into these stocks?