Hilltop Holdings Inc (HTH)vsLendingtree Inc (TREE)
HTH
Hilltop Holdings Inc
$37.37
+0.65%
FINANCIAL SERVICES · Cap: $2.21B
TREE
Lendingtree Inc
$36.02
-5.73%
FINANCIAL SERVICES · Cap: $491.84M
Smart Verdict
WallStSmart Research — data-driven comparison
Hilltop Holdings Inc generates 5% more annual revenue ($1.26B vs $1.20B). TREE leads profitability with a 15.0% profit margin vs 12.8%. HTH appears more attractively valued with a PEG of 0.61. TREE earns a higher WallStSmart Score of 76/100 (B+).
HTH
Buy56
out of 100
Grade: C
TREE
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Every $100 of equity generates 59 in profit
Revenue surging 36.5% year-over-year
Earnings expanding 1747.0% YoY
Reasonable price relative to book value
Areas to Watch
ROE of 7.5% — below average capital efficiency
Revenue declined 3.4%
Earnings declined 1.5%
Negative free cash flow — burning cash
Smaller company, higher risk/reward
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HTH
The strongest argument for HTH centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.61 suggests the stock is reasonably priced for its growth.
Bull Case : TREE
The strongest argument for TREE centers on P/E Ratio, Return on Equity, Revenue Growth. Revenue growth of 36.5% demonstrates continued momentum.
Bear Case : HTH
The primary concerns for HTH are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : TREE
The primary concerns for TREE are Market Cap, Debt/Equity, PEG Ratio.
Key Dynamics to Monitor
HTH profiles as a declining stock while TREE is a growth play — different risk/reward profiles.
TREE carries more volatility with a beta of 2.05 — expect wider price swings.
TREE is growing revenue faster at 36.5% — sustainability is the question.
TREE generates stronger free cash flow (9M), providing more financial flexibility.
Bottom Line
TREE scores higher overall (76/100 vs 56/100) and 36.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hilltop Holdings Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
Hilltop Holdings Inc. provides consumer and commercial banking and financial products and services. The company is headquartered in Dallas, Texas.
Visit Website →Lendingtree Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates an online consumer platform in the United States. The company is headquartered in Charlotte, North Carolina.
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