WallStSmart

TFI International Inc (TFII)vsXPO Logistics Inc (XPO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

XPO Logistics Inc generates 2% more annual revenue ($8.30B vs $8.12B). XPO leads profitability with a 4.2% profit margin vs 4.1%. TFII trades at a lower P/E of 40.7x. TFII earns a higher WallStSmart Score of 54/100 (C-).

TFII

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 5.5Value: 4.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.49

XPO

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 6.0Value: 2.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for TFII.

XPOSignificantly Overvalued (-23.2%)

Margin of Safety

-23.2%

Fair Value

$163.87

Current Price

$199.40

$35.53 premium

UndervaluedFair: $163.87Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TFII1 strengths · Avg: 8.0/10
EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

XPO1 strengths · Avg: 8.0/10
EPS GrowthGrowth
46.6%8/10

Earnings expanding 46.6% YoY

Areas to Watch

TFII4 concerns · Avg: 2.8/10
Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Debt/EquityHealth
1.203/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
40.7x2/10

Premium valuation, high expectations priced in

XPO4 concerns · Avg: 3.8/10
PEG RatioValuation
2.344/10

Expensive relative to growth rate

Price/BookValuation
12.6x4/10

Trading at 12.6x book value

Altman Z-ScoreHealth
1.604/10

Distress zone — elevated risk

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : TFII

The strongest argument for TFII centers on EPS Growth. Revenue growth of 12.4% demonstrates continued momentum.

Bull Case : XPO

The strongest argument for XPO centers on EPS Growth.

Bear Case : TFII

The primary concerns for TFII are Profit Margin, Debt/Equity, Piotroski F-Score. A P/E of 40.7x leaves little room for execution misses. Thin 4.1% margins leave little buffer for downturns.

Bear Case : XPO

The primary concerns for XPO are PEG Ratio, Price/Book, Altman Z-Score. A P/E of 74.1x leaves little room for execution misses. Debt-to-equity of 2.18 is elevated, increasing financial risk.

Key Dynamics to Monitor

XPO carries more volatility with a beta of 1.64 — expect wider price swings.

TFII is growing revenue faster at 12.4% — sustainability is the question.

TFII generates stronger free cash flow (94M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TFII scores higher overall (54/100 vs 53/100) and 12.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

TFI International Inc

INDUSTRIALS · TRUCKING · USA

TFI International Inc. provides transportation and logistics services in the United States, Canada, and Mexico. The company is headquartered in Saint-Laurent, Canada.

XPO Logistics Inc

INDUSTRIALS · TRUCKING · USA

XPO Logistics, Inc. provides supply chain solutions in the United States, the rest of North America, France, the United Kingdom, the rest of Europe, and internationally. The company is headquartered in Greenwich, Connecticut.

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