WallStSmart

Saia Inc (SAIA)vsXPO Logistics Inc (XPO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

XPO Logistics Inc generates 152% more annual revenue ($8.16B vs $3.23B). SAIA leads profitability with a 7.9% profit margin vs 3.9%. SAIA appears more attractively valued with a PEG of 1.87. SAIA earns a higher WallStSmart Score of 44/100 (D).

SAIA

Hold

44

out of 100

Grade: D

Growth: 4.0Profit: 5.5Value: 7.3Quality: 8.0
Piotroski: 4/9Altman Z: 3.95

XPO

Hold

41

out of 100

Grade: D

Growth: 3.3Profit: 6.0Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SAIASignificantly Overvalued (-500.4%)

Margin of Safety

-500.4%

Fair Value

$64.74

Current Price

$344.36

$279.62 premium

UndervaluedFair: $64.74Overvalued
XPOSignificantly Overvalued (-1020.0%)

Margin of Safety

-1020.0%

Fair Value

$18.02

Current Price

$192.86

$174.84 premium

UndervaluedFair: $18.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAIA2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

XPO0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

SAIA4 concerns · Avg: 3.8/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

P/E RatioValuation
34.7x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Profit MarginProfitability
7.9%3/10

7.9% margin — thin

XPO4 concerns · Avg: 3.8/10
PEG RatioValuation
2.174/10

Expensive relative to growth rate

Price/BookValuation
12.1x4/10

Trading at 12.1x book value

Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : SAIA

The strongest argument for SAIA centers on Altman Z-Score, Debt/Equity.

Bull Case : XPO

XPO has a balanced fundamental profile.

Bear Case : SAIA

The primary concerns for SAIA are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : XPO

The primary concerns for XPO are PEG Ratio, Price/Book, Revenue Growth. A P/E of 70.3x leaves little room for execution misses. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

SAIA carries more volatility with a beta of 2.03 — expect wider price swings.

XPO is growing revenue faster at 4.6% — sustainability is the question.

XPO generates stronger free cash flow (119M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SAIA scores higher overall (44/100 vs 41/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Saia Inc

INDUSTRIALS · TRUCKING · USA

Saia, Inc., is a transportation company in North America. The company is headquartered in Johns Creek, Georgia.

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XPO Logistics Inc

INDUSTRIALS · TRUCKING · USA

XPO Logistics, Inc. provides supply chain solutions in the United States, the rest of North America, France, the United Kingdom, the rest of Europe, and internationally. The company is headquartered in Greenwich, Connecticut.

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