Royal Bank of Canada (RY)vsStewart Information Services Corp (STC)
RY
Royal Bank of Canada
$181.68
+0.18%
FINANCIAL SERVICES · Cap: $252.56B
STC
Stewart Information Services Corp
$69.73
-0.13%
FINANCIAL SERVICES · Cap: $2.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 1948% more annual revenue ($63.42B vs $3.10B). RY leads profitability with a 33.1% profit margin vs 4.2%. RY appears more attractively valued with a PEG of 2.30. RY earns a higher WallStSmart Score of 68/100 (B-).
RY
Strong Buy68
out of 100
Grade: B-
STC
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 400.0% YoY
Attractively priced relative to earnings
Revenue surging 27.7% year-over-year
Areas to Watch
Expensive relative to growth rate
4.2% margin — thin
Operating margin of 4.0%
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : STC
The strongest argument for STC centers on Price/Book, EPS Growth, P/E Ratio. Revenue growth of 27.7% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : STC
The primary concerns for STC are Profit Margin, Operating Margin, Piotroski F-Score. Thin 4.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
RY profiles as a mature stock while STC is a growth play — different risk/reward profiles.
STC carries more volatility with a beta of 1.04 — expect wider price swings.
STC is growing revenue faster at 27.7% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RY scores higher overall (68/100 vs 61/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Stewart Information Services Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.
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