Stewart Information Services Corp (STC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Stewart Information Services Corp stock (STC) is currently trading at $58.62. Stewart Information Services Corp PE ratio is 14.17. Stewart Information Services Corp PS ratio (Price-to-Sales) is 0.60. Analyst consensus price target for STC is $81.33. WallStSmart rates STC as Hold.
- STC PE ratio analysis and historical PE chart
- STC PS ratio (Price-to-Sales) history and trend
- STC intrinsic value — DCF, Graham Number, EPV models
- STC stock price prediction 2025 2026 2027 2028 2029 2030
- STC fair value vs current price
- STC insider transactions and insider buying
- Is STC undervalued or overvalued?
- Stewart Information Services Corp financial analysis — revenue, earnings, cash flow
- STC Piotroski F-Score and Altman Z-Score
- STC analyst price target and Smart Rating
Stewart Information Services Corp
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STC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Stewart Information Services Corp (STC)
STC trades at a significant discount to its Graham intrinsic value of $189.54, offering a 63% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Stewart Information Services Corp (STC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, eps growth. Concerns around peg ratio and return on equity. Fundamentals are solid but monitor weak areas for improvement.
Stewart Information Services Corp (STC) Key Strengths (4)
Paying less than $1 for every $1 of annual revenue
Earnings per share surging 55.20% year-over-year
100.49% of shares held by major funds and institutions
Trading at 1.06x book value, attractively priced
Supporting Valuation Data
Stewart Information Services Corp (STC) Areas to Watch (6)
Very expensive relative to growth, significant premium
Very thin margins with limited operational efficiency
Very thin margins, barely profitable
Low profitability relative to shareholder equity
Small-cap company with higher risk but more growth potential
Solid revenue growth at 19.70% per year
Stewart Information Services Corp (STC) Detailed Analysis Report
Overall Assessment
This company scores 59/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.5/10) while 6 fall into concern territory (avg 3.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, EPS Growth, Institutional Own.. Valuation metrics including Price/Sales (0.60), Price/Book (1.06) suggest the stock is attractively priced. Growth metrics are encouraging with EPS Growth at 55.20%.
The Bear Case
The primary concerns are PEG Ratio, Operating Margin, Profit Margin. Some valuation metrics including PEG Ratio (3.71) suggest expensive pricing. Growth concerns include Revenue Growth at 19.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 8.50%, Operating Margin at 7.83%, Profit Margin at 3.95%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 19.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, EPS Growth) and negatives (PEG Ratio, Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
STC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
STC's Price-to-Sales ratio of 0.60x trades at a 33% premium to its historical average of 0.45x (72th percentile). The current valuation is 18% below its historical high of 0.73x set in Mar 2026, and 273% above its historical low of 0.16x in Sep 2011. Over the past 12 months, the PS ratio has compressed from ~0.7x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Stewart Information Services Corp (STC) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Stewart Information Services Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 2.9B with 20% growth year-over-year. Profit margins are thin at 4.0%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
Generating 62M in free cash flow and 90M in operating cash flow. Earnings are translating into actual cash generation.
Profit margin at 4.0% is thin. While this is common for high-growth companies, margins need to expand as growth naturally decelerates.
What to Watch Next
Margin expansion: can Stewart Information Services Corp push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 3.4%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Stewart Information Services Corp.
Bottom Line
Stewart Information Services Corp offers an attractive blend of growth (20% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Stewart Information Services Corp(STC)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.