HSBC Holdings PLC ADR (HSBC)vsStewart Information Services Corp (STC)
HSBC
HSBC Holdings PLC ADR
$90.20
-1.24%
FINANCIAL SERVICES · Cap: $308.47B
STC
Stewart Information Services Corp
$41.62
-5.67%
FINANCIAL SERVICES · Cap: $1.37B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 1897% more annual revenue ($67.44B vs $3.38B). HSBC leads profitability with a 41.2% profit margin vs 3.6%. HSBC appears more attractively valued with a PEG of 0.78. HSBC earns a higher WallStSmart Score of 73/100 (B).
HSBC
Strong Buy73
out of 100
Grade: B
STC
Buy51
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Keeps 41 of every $100 in revenue as profit
Strong operational efficiency at 52.2%
Growing faster than its price suggests
Earnings expanding 46.4% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 7.9% — below average capital efficiency
3.6% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 41.2% and operating margin at 52.2%. PEG of 0.78 suggests the stock is reasonably priced for its growth.
Bull Case : STC
The strongest argument for STC centers on P/E Ratio, Price/Book. Revenue growth of 13.0% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.39 is elevated, increasing financial risk.
Bear Case : STC
The primary concerns for STC are Market Cap, Return on Equity, Profit Margin. Thin 3.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
HSBC profiles as a mature stock while STC is a value play — different risk/reward profiles.
STC carries more volatility with a beta of 1.04 — expect wider price swings.
STC is growing revenue faster at 13.0% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HSBC scores higher overall (73/100 vs 51/100), backed by strong 41.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Stewart Information Services Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?