Stewart Information Services Corp (STC)vsWells Fargo & Company (WFC)
STC
Stewart Information Services Corp
$65.60
+0.18%
FINANCIAL SERVICES · Cap: $2.06B
WFC
Wells Fargo & Company
$88.96
+1.69%
FINANCIAL SERVICES · Cap: $267.29B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 2438% more annual revenue ($83.03B vs $3.27B). WFC leads profitability with a 27.2% profit margin vs 4.1%. WFC appears more attractively valued with a PEG of 1.63. WFC earns a higher WallStSmart Score of 76/100 (B+).
STC
Buy56
out of 100
Grade: C
WFC
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Revenue surging 24.5% year-over-year
Mega-cap, among the largest globally
Strong operational efficiency at 37.4%
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 25.0% YoY
Areas to Watch
ROE of 7.9% — below average capital efficiency
4.1% margin — thin
Weak financial health signals
Expensive relative to growth rate
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : STC
The strongest argument for STC centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 24.5% demonstrates continued momentum.
Bull Case : WFC
The strongest argument for WFC centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 27.2% and operating margin at 37.4%.
Bear Case : STC
The primary concerns for STC are Return on Equity, Profit Margin, Piotroski F-Score. Thin 4.1% margins leave little buffer for downturns.
Bear Case : WFC
The primary concerns for WFC are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.55 is elevated, increasing financial risk.
Key Dynamics to Monitor
STC profiles as a growth stock while WFC is a mature play — different risk/reward profiles.
STC carries more volatility with a beta of 0.99 — expect wider price swings.
STC is growing revenue faster at 24.5% — sustainability is the question.
WFC generates stronger free cash flow (6.8B), providing more financial flexibility.
Bottom Line
WFC scores higher overall (76/100 vs 56/100), backed by strong 27.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Stewart Information Services Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?