WallStSmart

Alpine Income Property Trust, Inc. (PINE)vsRegency Centers Corporation (REG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Regency Centers Corporation generates 2312% more annual revenue ($1.69B vs $69.87M). REG leads profitability with a 33.0% profit margin vs 9.4%. REG trades at a lower P/E of 27.0x. PINE earns a higher WallStSmart Score of 60/100 (C).

PINE

Buy

60

out of 100

Grade: C

Growth: 9.3Profit: 6.0Value: 4.0Quality: 2.5
Piotroski: 1/9Altman Z: 0.50

REG

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.0Value: 6.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PINE.

REGUndervalued (+44.7%)

Margin of Safety

+44.7%

Fair Value

$138.36

Current Price

$80.30

$58.06 discount

UndervaluedFair: $138.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PINE4 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
44.4%10/10

Strong operational efficiency at 44.4%

Revenue GrowthGrowth
34.6%10/10

Revenue surging 34.6% year-over-year

EPS GrowthGrowth
75.7%10/10

Earnings expanding 75.7% YoY

REG3 strengths · Avg: 9.3/10
Profit MarginProfitability
33.0%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
39.6%10/10

Strong operational efficiency at 39.6%

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

PINE4 concerns · Avg: 3.0/10
Market CapQuality
$362.25M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.3%3/10

ROE of 0.3% — below average capital efficiency

Debt/EquityHealth
1.103/10

Elevated debt levels

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

REG3 concerns · Avg: 2.7/10
P/E RatioValuation
27.0x4/10

Moderate valuation

PEG RatioValuation
2.702/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.832/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PINE

The strongest argument for PINE centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 34.6% demonstrates continued momentum.

Bull Case : REG

The strongest argument for REG centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 33.0% and operating margin at 39.6%.

Bear Case : PINE

The primary concerns for PINE are Market Cap, Return on Equity, Debt/Equity. A P/E of 97.2x leaves little room for execution misses.

Bear Case : REG

The primary concerns for REG are P/E Ratio, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

PINE profiles as a hypergrowth stock while REG is a mature play — different risk/reward profiles.

REG carries more volatility with a beta of 0.82 — expect wider price swings.

PINE is growing revenue faster at 34.6% — sustainability is the question.

REG generates stronger free cash flow (48M), providing more financial flexibility.

Bottom Line

PINE scores higher overall (60/100 vs 59/100) and 34.6% revenue growth. REG offers better value entry with a 44.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Alpine Income Property Trust, Inc.

REAL ESTATE · REIT - RETAIL · USA

Alpine Income Property Trust, Inc. (Ticker: PINE) is a leading real estate investment trust (REIT) that specializes in acquiring and managing a diverse portfolio of high-quality retail and commercial properties across the United States, all under long-term net leases with financially stable tenants. By concentrating on net-leased assets, PINE not only ensures a steady stream of rental income but also aims to enhance total shareholder returns through disciplined capital management and operational efficiency. The company's strategic focus on stability and capital growth positions it as an attractive investment opportunity for institutional investors seeking to diversify their real estate holdings in a competitive landscape.

Regency Centers Corporation

REAL ESTATE · REIT - RETAIL · USA

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida and is one of the largest operators of shopping centers with grocery stores as anchor tenants.

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