WallStSmart

Alpine Income Property Trust, Inc. (PINE)vsRegency Centers Corporation (REG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Regency Centers Corporation generates 2450% more annual revenue ($1.65B vs $64.73M). REG leads profitability with a 33.1% profit margin vs 1.1%. REG earns a higher WallStSmart Score of 63/100 (C+).

PINE

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 5.5Value: 5.0Quality: 2.5
Piotroski: 1/9Altman Z: 0.50

REG

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 6.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.79
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PINE.

REGUndervalued (+44.1%)

Margin of Safety

+44.1%

Fair Value

$136.81

Current Price

$77.72

$59.09 discount

UndervaluedFair: $136.81Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PINE4 strengths · Avg: 9.5/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
38.2%10/10

Strong operational efficiency at 38.2%

EPS GrowthGrowth
75.7%10/10

Earnings expanding 75.7% YoY

Revenue GrowthGrowth
29.6%8/10

Revenue surging 29.6% year-over-year

REG3 strengths · Avg: 9.3/10
Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
40.7%10/10

Strong operational efficiency at 40.7%

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

PINE4 concerns · Avg: 3.0/10
Market CapQuality
$350.18M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.3%3/10

ROE of 0.3% — below average capital efficiency

Profit MarginProfitability
1.1%3/10

1.1% margin — thin

Debt/EquityHealth
1.173/10

Elevated debt levels

REG3 concerns · Avg: 2.7/10
P/E RatioValuation
27.6x4/10

Moderate valuation

PEG RatioValuation
2.702/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.792/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PINE

The strongest argument for PINE centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 29.6% demonstrates continued momentum.

Bull Case : REG

The strongest argument for REG centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 33.1% and operating margin at 40.7%.

Bear Case : PINE

The primary concerns for PINE are Market Cap, Return on Equity, Profit Margin. Thin 1.1% margins leave little buffer for downturns.

Bear Case : REG

The primary concerns for REG are P/E Ratio, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

PINE profiles as a growth stock while REG is a mature play — different risk/reward profiles.

REG carries more volatility with a beta of 0.83 — expect wider price swings.

PINE is growing revenue faster at 29.6% — sustainability is the question.

REG generates stronger free cash flow (48M), providing more financial flexibility.

Bottom Line

REG scores higher overall (63/100 vs 56/100), backed by strong 33.1% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Alpine Income Property Trust, Inc.

REAL ESTATE · REIT - RETAIL · USA

Alpine Income Property Trust, Inc. (Ticker: PINE) is a real estate investment trust (REIT) focused on acquiring and managing a diversified portfolio of high-quality retail and commercial properties under long-term net leases with creditworthy tenants throughout the United States. By emphasizing net-leased assets, the company generates consistent rental income while enhancing long-term shareholder value through prudent capital allocation and operational excellence. With a strategic commitment to stability and yield enhancement, PINE offers institutional investors an appealing opportunity to diversify their real estate investments in today's competitive market.

Regency Centers Corporation

REAL ESTATE · REIT - RETAIL · USA

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida and is one of the largest operators of shopping centers with grocery stores as anchor tenants.

Want to dig deeper into these stocks?