New York Mortgage Trust Inc (NYMT)vsRithm Capital Corp. (RITM)
NYMT
New York Mortgage Trust Inc
$7.11
0.00%
REAL ESTATE · Cap: $642.13M
RITM
Rithm Capital Corp.
$9.40
+1.40%
REAL ESTATE · Cap: $5.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates 2182% more annual revenue ($4.69B vs $205.40M). NYMT leads profitability with a 30.3% profit margin vs 10.6%. RITM trades at a lower P/E of 14.7x. RITM earns a higher WallStSmart Score of 67/100 (B-).
NYMT
Strong Buy67
out of 100
Grade: B-
RITM
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for NYMT.
Margin of Safety
+84.5%
Fair Value
$68.79
Current Price
$9.40
$59.39 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Revenue surging 39.8% year-over-year
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 39.5%
Revenue surging 39.4% year-over-year
Attractively priced relative to earnings
Areas to Watch
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 4.5% — below average capital efficiency
Earnings declined 65.3%
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : NYMT
The strongest argument for NYMT centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 30.3% and operating margin at 18.2%. Revenue growth of 39.8% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 39.4% demonstrates continued momentum.
Bear Case : NYMT
The primary concerns for NYMT are P/E Ratio, Market Cap, Return on Equity. Debt-to-equity of 2.91 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
NYMT carries more volatility with a beta of 1.39 — expect wider price swings.
NYMT is growing revenue faster at 39.8% — sustainability is the question.
RITM generates stronger free cash flow (172M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NYMT scores higher overall (67/100 vs 67/100), backed by strong 30.3% margins and 39.8% revenue growth. RITM offers better value entry with a 84.5% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
New York Mortgage Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
New York Mortgage Trust, Inc. acquires, invests, finances and manages single-family and multi-family mortgage-related residential assets in the United States. The company is headquartered in New York, New York.
Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
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