Annaly Capital Management, Inc. (NLY)vsNew York Mortgage Trust Inc (NYMT)
NLY
Annaly Capital Management, Inc.
$18.47
+0.98%
REAL ESTATE · Cap: $13.79B
NYMT
New York Mortgage Trust Inc
$7.11
0.00%
REAL ESTATE · Cap: $642.13M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 578% more annual revenue ($1.39B vs $205.40M). NLY leads profitability with a 80.3% profit margin vs 30.3%. NYMT appears more attractively valued with a PEG of 0.97. NLY earns a higher WallStSmart Score of 73/100 (B).
NLY
Strong Buy73
out of 100
Grade: B
NYMT
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 80 of every $100 in revenue as profit
Strong operational efficiency at 107.3%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Revenue surging 39.8% year-over-year
Growing faster than its price suggests
Areas to Watch
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 4.5% — below average capital efficiency
Earnings declined 65.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 80.3% and operating margin at 107.3%. Revenue growth of 479.4% demonstrates continued momentum.
Bull Case : NYMT
The strongest argument for NYMT centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 30.3% and operating margin at 18.2%. Revenue growth of 39.8% demonstrates continued momentum.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Bear Case : NYMT
The primary concerns for NYMT are P/E Ratio, Market Cap, Return on Equity. Debt-to-equity of 2.91 is elevated, increasing financial risk.
Key Dynamics to Monitor
NYMT carries more volatility with a beta of 1.39 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (73/100 vs 67/100), backed by strong 80.3% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →New York Mortgage Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
New York Mortgage Trust, Inc. acquires, invests, finances and manages single-family and multi-family mortgage-related residential assets in the United States. The company is headquartered in New York, New York.
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