Annaly Capital Management, Inc. (NLY)vsNew York Mortgage Trust Inc (NYMT)
NLY
Annaly Capital Management, Inc.
$21.41
+1.57%
REAL ESTATE · Cap: $15.14B
NYMT
New York Mortgage Trust Inc
$7.11
0.00%
REAL ESTATE · Cap: $642.13M
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 1060% more annual revenue ($2.38B vs $205.40M). NLY leads profitability with a 85.1% profit margin vs 30.3%. NYMT appears more attractively valued with a PEG of 0.97. NLY earns a higher WallStSmart Score of 75/100 (B).
NLY
Strong Buy75
out of 100
Grade: B
NYMT
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.2%
Fair Value
$135.72
Current Price
$21.41
$114.31 discount
Margin of Safety
-451.2%
Fair Value
$1.29
Current Price
$7.11
$5.82 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 85 of every $100 in revenue as profit
Strong operational efficiency at 93.7%
Revenue surging 113.9% year-over-year
Earnings expanding 81.1% YoY
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Revenue surging 39.8% year-over-year
Growing faster than its price suggests
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 3.6% — below average capital efficiency
Earnings declined 65.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 85.1% and operating margin at 93.7%. Revenue growth of 113.9% demonstrates continued momentum.
Bull Case : NYMT
The strongest argument for NYMT centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 30.3% and operating margin at 18.2%. Revenue growth of 39.8% demonstrates continued momentum.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Bear Case : NYMT
The primary concerns for NYMT are P/E Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
NYMT carries more volatility with a beta of 1.39 — expect wider price swings.
NLY is growing revenue faster at 113.9% — sustainability is the question.
NLY generates stronger free cash flow (472M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (75/100 vs 67/100), backed by strong 85.1% margins and 113.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →New York Mortgage Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
New York Mortgage Trust, Inc. acquires, invests, finances and manages single-family and multi-family mortgage-related residential assets in the United States. The company is headquartered in New York, New York.
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