WallStSmart

Lowe's Companies Inc (LOW)vsVF Corporation (VFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 592% more annual revenue ($88.43B vs $12.78B). LOW leads profitability with a 7.5% profit margin vs 5.5%. VFC appears more attractively valued with a PEG of 0.36. VFC earns a higher WallStSmart Score of 63/100 (C+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

VFC

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 5.0Value: 8.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-56.3%)

Margin of Safety

-56.3%

Fair Value

$140.74

Current Price

$218.80

$78.06 premium

UndervaluedFair: $140.74Overvalued
VFCUndervalued (+76.9%)

Margin of Safety

+76.9%

Fair Value

$90.19

Current Price

$14.90

$75.29 discount

UndervaluedFair: $90.19Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$116.58B9/10

Large-cap with strong market position

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

VFC3 strengths · Avg: 9.3/10
PEG RatioValuation
0.3610/10

Growing faster than its price suggests

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

VFC4 concerns · Avg: 2.0/10
Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Operating MarginProfitability
-5.5%1/10

Operating margin of -5.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, EPS Growth, Price/Book. PEG of 0.36 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : VFC

The primary concerns for VFC are Profit Margin, Revenue Growth, Altman Z-Score. Debt-to-equity of 2.81 is elevated, increasing financial risk.

Key Dynamics to Monitor

VFC carries more volatility with a beta of 0.97 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VFC scores higher overall (63/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

Visit Website →

VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

Want to dig deeper into these stocks?