WallStSmart

The Home Depot Inc (HD)vsLowe's Companies Inc (LOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 91% more annual revenue ($164.68B vs $86.29B). HD leads profitability with a 8.6% profit margin vs 7.7%. LOW appears more attractively valued with a PEG of 2.52. HD earns a higher WallStSmart Score of 45/100 (D+).

HD

Hold

45

out of 100

Grade: D+

Growth: 2.7Profit: 7.5Value: 4.7Quality: 5.8
Piotroski: 2/9Altman Z: 3.82

LOW

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 5.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.16
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-238.9%)

Margin of Safety

-238.9%

Fair Value

$96.83

Current Price

$320.75

$223.92 premium

UndervaluedFair: $96.83Overvalued
LOWSignificantly Overvalued (-185.3%)

Margin of Safety

-185.3%

Fair Value

$80.51

Current Price

$224.63

$144.12 premium

UndervaluedFair: $80.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$339.90B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
145.5%10/10

Every $100 of equity generates 146 in profit

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

LOW2 strengths · Avg: 9.5/10
Debt/EquityHealth
-4.3110/10

Conservative balance sheet, low leverage

Market CapQuality
$135.81B9/10

Large-cap with strong market position

Areas to Watch

HD4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.122/10

Expensive relative to growth rate

Price/BookValuation
24.9x2/10

Trading at 24.9x book value

Revenue GrowthGrowth
-3.8%2/10

Revenue declined 3.8%

LOW4 concerns · Avg: 2.5/10
Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.7%3/10

7.7% margin — thin

PEG RatioValuation
2.522/10

Expensive relative to growth rate

EPS GrowthGrowth
-10.8%2/10

Earnings declined 10.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap. Revenue growth of 10.9% demonstrates continued momentum.

Bear Case : HD

The primary concerns for HD are Piotroski F-Score, PEG Ratio, Price/Book.

Bear Case : LOW

The primary concerns for LOW are Return on Equity, Profit Margin, PEG Ratio.

Key Dynamics to Monitor

HD carries more volatility with a beta of 1.04 — expect wider price swings.

LOW is growing revenue faster at 10.9% — sustainability is the question.

HD generates stronger free cash flow (2.3B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HD scores higher overall (45/100 vs 44/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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