WallStSmart

Haverty Furniture Companies Inc (HVT)vsVF Corporation (VFC)

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Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 1119% more annual revenue ($9.51B vs $780.39M). HVT leads profitability with a 2.9% profit margin vs 2.9%. VFC appears more attractively valued with a PEG of 0.32. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

VFC

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 4.5Value: 8.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-52.6%)

Margin of Safety

-52.6%

Fair Value

$17.25

Current Price

$27.50

$10.25 premium

UndervaluedFair: $17.25Overvalued
VFCUndervalued (+68.4%)

Margin of Safety

+68.4%

Fair Value

$65.94

Current Price

$13.69

$52.25 discount

UndervaluedFair: $65.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.768/10

Growing faster than its price suggests

VFC3 strengths · Avg: 10.0/10
PEG RatioValuation
0.3210/10

Growing faster than its price suggests

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$447.93M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

VFC4 concerns · Avg: 2.3/10
Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

Free Cash FlowQuality
$-115.76M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.32 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : VFC

The primary concerns for VFC are Profit Margin, Revenue Growth, Free Cash Flow. Debt-to-equity of 2.81 is elevated, increasing financial risk. Thin 2.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

VFC carries more volatility with a beta of 1.60 — expect wider price swings.

HVT is growing revenue faster at 7.7% — sustainability is the question.

HVT generates stronger free cash flow (18M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (64/100 vs 62/100). VFC offers better value entry with a 68.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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