WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsLowe's Companies Inc (LOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 11268% more annual revenue ($86.29B vs $759.00M). LOW leads profitability with a 7.7% profit margin vs 2.6%. HVT-A appears more attractively valued with a PEG of 1.00. HVT-A earns a higher WallStSmart Score of 48/100 (D+).

HVT-A

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 5.0

LOW

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 5.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.16
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-ASignificantly Overvalued (-90.2%)

Margin of Safety

-90.2%

Fair Value

$15.33

Current Price

$23.72

$8.39 premium

UndervaluedFair: $15.33Overvalued
LOWSignificantly Overvalued (-185.3%)

Margin of Safety

-185.3%

Fair Value

$80.51

Current Price

$224.63

$144.12 premium

UndervaluedFair: $80.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

PEG RatioValuation
1.008/10

Growing faster than its price suggests

LOW2 strengths · Avg: 9.5/10
Debt/EquityHealth
-4.3110/10

Conservative balance sheet, low leverage

Market CapQuality
$135.81B9/10

Large-cap with strong market position

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

Market CapQuality
$378.42M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

LOW4 concerns · Avg: 2.5/10
Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.7%3/10

7.7% margin — thin

PEG RatioValuation
2.522/10

Expensive relative to growth rate

EPS GrowthGrowth
-10.8%2/10

Earnings declined 10.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book, PEG Ratio. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap. Revenue growth of 10.9% demonstrates continued momentum.

Bear Case : HVT-A

The primary concerns for HVT-A are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : LOW

The primary concerns for LOW are Return on Equity, Profit Margin, PEG Ratio.

Key Dynamics to Monitor

HVT-A carries more volatility with a beta of 1.27 — expect wider price swings.

LOW is growing revenue faster at 10.9% — sustainability is the question.

LOW generates stronger free cash flow (964M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (48/100 vs 44/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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